{"id":10585,"date":"2026-08-25T11:17:50","date_gmt":"2026-08-25T11:17:50","guid":{"rendered":"https:\/\/unique-universe.blog\/?p=10585"},"modified":"2026-08-31T12:24:54","modified_gmt":"2026-08-31T12:24:54","slug":"geld-abheben-im-ausland","status":"publish","type":"post","link":"https:\/\/unique-universe.blog\/de\/geld-abheben-im-ausland\/","title":{"rendered":"Geld abheben im Ausland: So sparst du Geb\u00fchren"},"content":{"rendered":"<style>.kb-row-layout-id0006_2372e6-7d{background-color:#fcfaf8;}<\/style>\n\n<style>.kb-row-layout-id10585_cf257e-87 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id10585_cf257e-87 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id10585_cf257e-87 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1200px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:10px;padding-right:0px;padding-bottom:10px;padding-left:0px;grid-template-columns:minmax(0, calc(65% - ((var(--global-kb-gap-none, 0rem ) * 1 )\/2)))minmax(0, calc(35% - ((var(--global-kb-gap-none, 0rem ) * 1 )\/2)));}.kb-row-layout-id10585_cf257e-87 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id10585_cf257e-87 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id10585_cf257e-87 > .kt-row-column-wrap{row-gap:var(--global-kb-gap-none, 0rem );padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id10585_cf257e-87 alignfull wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kt-inner-column-height-full kb-theme-content-width\">\n<style>.kadence-column10585_d1a741-2b > .kt-inside-inner-col{padding-top:50px;padding-right:45px;padding-bottom:50px;padding-left:50px;}.kadence-column10585_d1a741-2b > .kt-inside-inner-col,.kadence-column10585_d1a741-2b > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column10585_d1a741-2b > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column10585_d1a741-2b > .kt-inside-inner-col{flex-direction:column;}.kadence-column10585_d1a741-2b > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column10585_d1a741-2b > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column10585_d1a741-2b{position:relative;}@media all and (max-width: 1024px){.kadence-column10585_d1a741-2b > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column10585_d1a741-2b > .kt-inside-inner-col{padding-top:30px;padding-right:20px;padding-bottom:30px;padding-left:20px;flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column10585_d1a741-2b\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading10585_7a5c31-83, .wp-block-kadence-advancedheading.kt-adv-heading10585_7a5c31-83[data-kb-block=\"kb-adv-heading10585_7a5c31-83\"]{text-align:left;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading10585_7a5c31-83 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading10585_7a5c31-83[data-kb-block=\"kb-adv-heading10585_7a5c31-83\"] mark.kt-highlight{font-style:normal;color:var(--global-palette3, #1A202C);background:var(--global-palette6, #718096);-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;}.wp-block-kadence-advancedheading.kt-adv-heading10585_7a5c31-83 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading10585_7a5c31-83[data-kb-block=\"kb-adv-heading10585_7a5c31-83\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h1 class=\"kt-adv-heading10585_7a5c31-83 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading10585_7a5c31-83\"><mark class=\"kt-highlight\">Geld abheben im Ausland: So vermeide ich unn\u00f6tige Geb\u00fchren<\/mark><\/h1>\n\n\n<style>.kb-table-of-content-nav.kb-table-of-content-id10585_f107c2-ad .kb-table-of-content-wrap{padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);background-color:var(--global-palette6, #718096);}.kb-table-of-content-nav.kb-table-of-content-id10585_f107c2-ad .kb-table-of-contents-title-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kb-table-of-content-nav.kb-table-of-content-id10585_f107c2-ad .kb-table-of-contents-title{font-weight:regular;font-style:normal;}.kb-table-of-content-nav.kb-table-of-content-id10585_f107c2-ad .kb-table-of-content-wrap .kb-table-of-content-list{font-weight:regular;font-style:normal;margin-top:var(--global-kb-spacing-sm, 1.5rem);margin-right:0px;margin-bottom:0px;margin-left:0px;}.kb-table-of-content-nav.kb-table-of-content-id10585_f107c2-ad .kb-toggle-icon-style-basiccircle .kb-table-of-contents-icon-trigger:after, .kb-table-of-content-nav.kb-table-of-content-id10585_f107c2-ad .kb-toggle-icon-style-basiccircle .kb-table-of-contents-icon-trigger:before, .kb-table-of-content-nav.kb-table-of-content-id10585_f107c2-ad .kb-toggle-icon-style-arrowcircle .kb-table-of-contents-icon-trigger:after, .kb-table-of-content-nav.kb-table-of-content-id10585_f107c2-ad .kb-toggle-icon-style-arrowcircle .kb-table-of-contents-icon-trigger:before, .kb-table-of-content-nav.kb-table-of-content-id10585_f107c2-ad .kb-toggle-icon-style-xclosecircle .kb-table-of-contents-icon-trigger:after, .kb-table-of-content-nav.kb-table-of-content-id10585_f107c2-ad .kb-toggle-icon-style-xclosecircle .kb-table-of-contents-icon-trigger:before{background-color:var(--global-palette6, #718096);}<\/style>\n\n<style>.kadence-column10585_75a081-6c > .kt-inside-inner-col,.kadence-column10585_75a081-6c > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column10585_75a081-6c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column10585_75a081-6c > .kt-inside-inner-col{flex-direction:column;}.kadence-column10585_75a081-6c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column10585_75a081-6c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column10585_75a081-6c{position:relative;}@media all and (max-width: 1024px){.kadence-column10585_75a081-6c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column10585_75a081-6c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column10585_75a081-6c\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Fl\u00fcge, Hotels, Mietwagen und gr\u00f6\u00dfere Ausgaben bezahle ich auf Reisen meist mit Karte. Ganz ohne Bargeld komme ich trotzdem selten aus. Gerade auf kleineren Karibikinseln brauche ich es f\u00fcr Fahrer, Marktst\u00e4nde, Trinkgeld oder kleine Restaurants.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Auf Carriacou etwa ist Kartenzahlung l\u00e4ngst nicht \u00fcberall selbstverst\u00e4ndlich. Manchmal gibt es kein Kartenleseger\u00e4t, manchmal ist die Internetverbindung zu instabil. Gro\u00dfe Bargeldbetr\u00e4ge aus Deutschland mitzunehmen, ist f\u00fcr mich aber auch keine gute L\u00f6sung. Ich hebe lieber vor Ort ab, was ich tats\u00e4chlich brauche.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dabei ist eine Sache wichtig: <strong>Eine Karte ohne Abhebegeb\u00fchr bedeutet nicht automatisch, dass die Abhebung kostenlos ist.<\/strong> Auch der Geldautomat, der Wechselkurs und die gew\u00e4hlte Abrechnungsw\u00e4hrung entscheiden dar\u00fcber, was du am Ende bezahlst.<\/p>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns10585_11e492-ad{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns10585_11e492-ad .kt-button{font-weight:normal;font-style:normal;}.kt-btns10585_11e492-ad .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns10585_11e492-ad .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns10585_11e492-ad .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns10585_11e492-ad .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns10585_11e492-ad .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns10585_11e492-ad .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns10585_11e492-ad .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns10585_11e492-ad\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn10585_4059e5-9c.kb-button{width:initial;}<\/style><a class=\"kb-button kt-button button kb-btn10585_4059e5-9c kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-fill kt-btn-has-text-true kt-btn-has-svg-false wp-block-kadence-singlebtn\" href=\"https:\/\/unique-universe.blog\/de\/die-besten-kreditkarten-zum-reisen-2026-welche-karten-ich-wirklich-mitnehme\/\"><span class=\"kt-btn-inner-text\">Meine Kreditkarten zum Reisen<\/span><\/a>\n\n<style>ul.menu .wp-block-kadence-advancedbtn .kb-btn10585_fdf4b8-99.kb-button{width:initial;}<\/style><a class=\"kb-button kt-button button kb-btn10585_fdf4b8-99 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-fill kt-btn-has-text-true kt-btn-has-svg-false wp-block-kadence-singlebtn\" href=\"https:\/\/unique-universe.blog\/de\/__trashed\/\"><span class=\"kt-btn-inner-text\">Mehr zum Thema Geld auf Reisen<\/span><\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column10585_7cd453-13 > .kt-inside-inner-col,.kadence-column10585_7cd453-13 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column10585_7cd453-13 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column10585_7cd453-13 > .kt-inside-inner-col{flex-direction:column;}.kadence-column10585_7cd453-13 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column10585_7cd453-13 > .kt-inside-inner-col{background-image:url('https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen23.webp');background-size:cover;background-position:center center;background-attachment:scroll;background-repeat:no-repeat;}.kadence-column10585_7cd453-13 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column10585_7cd453-13{position:relative;}@media all and (max-width: 1024px){.kadence-column10585_7cd453-13 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column10585_7cd453-13 > .kt-inside-inner-col{min-height:400px;flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column10585_7cd453-13\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><mark style=\"background-color:var(--global-palette6)\" class=\"has-inline-color\">Geld abheben im Ausland: Das Wichtigste in K\u00fcrze<\/mark><\/h2>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Nutze eine Karte ohne eigene Abhebe- und m\u00f6glichst ohne Fremdw\u00e4hrungsgeb\u00fchr.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">&#8211; Bevorzuge Geldautomaten von Banken und kontrolliere die angezeigte Betreibergeb\u00fchr.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">&#8211; W\u00e4hle immer die Landesw\u00e4hrung und lehne die Umrechnung in Euro ab.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">&#8211; Hebe nicht st\u00e4ndig Kleinstbetr\u00e4ge ab, aber auch nicht das gesamte Reisebudget auf einmal.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">&#8211; Nimm mindestens zwei Karten mit und bewahre sie getrennt voneinander auf.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Pr\u00fcfe bei Kreditkarten, ob eine verzinste Teilzahlung aktiviert ist.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><mark style=\"background-color:var(--global-palette6)\" class=\"has-inline-color\">Warum \u201ekostenlos Geld abheben\u201c oft nicht wirklich kostenlos ist<\/mark><\/h3>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Bei einer einzigen Abhebung k\u00f6nnen mehrere Kosten zusammenkommen:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\"><strong>Kosten<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong>Wer berechnet sie?<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Abhebegeb\u00fchr<\/td><td class=\"has-text-align-center\" data-align=\"center\">Dein Kartenanbieter<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Fremdw\u00e4hrungsgeb\u00fchr<\/td><td class=\"has-text-align-center\" data-align=\"center\">Dein Kartenanbieter<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Automatengeb\u00fchr<\/td><td class=\"has-text-align-center\" data-align=\"center\">Die lokale Bank oder der Automatenbetreiber<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Wechselkursaufschlag<\/td><td class=\"has-text-align-center\" data-align=\"center\">Der Betreiber bei der Umrechnung in Euro<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Kreditzinsen<\/td><td class=\"has-text-align-center\" data-align=\"center\">Der Kartenanbieter bei Teilzahlung<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<style>.kadence-column10585_4e824d-15 > .kt-inside-inner-col,.kadence-column10585_4e824d-15 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column10585_4e824d-15 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column10585_4e824d-15 > .kt-inside-inner-col{flex-direction:column;}.kadence-column10585_4e824d-15 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column10585_4e824d-15 > .kt-inside-inner-col{background-color:var(--global-palette7, #EDF2F7);}.kadence-column10585_4e824d-15 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column10585_4e824d-15{position:relative;}@media all and (max-width: 1024px){.kadence-column10585_4e824d-15 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column10585_4e824d-15 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column10585_4e824d-15\"><div class=\"kt-inside-inner-col\">\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Die Formulierung \u201eweltweit kostenlos Geld abheben\u201c bezieht sich meist nur auf die Geb\u00fchren des eigenen Kartenanbieters. Der Betreiber im Reiseland kann trotzdem ein eigenes Entgelt verlangen, das in der Regel vor der Best\u00e4tigung angezeigt wird.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ist mir die Geb\u00fchr zu hoch, breche ich ab und probiere einen anderen Automaten. Auf kleinen Inseln gibt es nicht immer Alternativen, in St\u00e4dten k\u00f6nnen sich die Geb\u00fchren verschiedener Betreiber jedoch deutlich unterscheiden.<\/p>\n<\/blockquote>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><mark style=\"background-color:var(--global-palette6)\" class=\"has-inline-color\">Welche Karte ich zum Geldabheben nutze<\/mark><\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"wp-block-heading\"><mark style=\"background-color:var(--global-palette6)\" class=\"has-inline-color\">awa7 Visa: meine erste Wahl f\u00fcr Bargeld<\/mark><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Zum Geldabheben nutze ich meistens meine awa7 Visa. Nach den <a href=\"https:\/\/awa7.de\/\" target=\"_blank\" rel=\"noopener\">aktuellen Konditionen der awa7 Visa<\/a> berechnet die Hanseatic Bank im Ausland weder eine eigene Abhebegeb\u00fchr noch eine Fremdw\u00e4hrungsgeb\u00fchr. Geb\u00fchren des \u00f6rtlichen Automatenbetreibers k\u00f6nnen aber trotzdem hinzukommen.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ein Punkt wird leicht \u00fcbersehen: Bei der Antragstellung ist die Karte standardm\u00e4\u00dfig auf verzinste Teilzahlung eingestellt. In der App oder im Onlinebanking l\u00e4sst sie sich auf vollst\u00e4ndigen Einzug umstellen. Ich w\u00fcrde das direkt kontrollieren \u2013 sonst k\u00f6nnen die Zinsen jede Ersparnis beim Abheben zunichtemachen. <a href=\"https:\/\/www.hanseaticbank.de\/hilfe\/kreditkarte\/kreditkarte-rueckzahlung-verwalten\" target=\"_blank\" rel=\"noopener\">R\u00fcckzahlung bei der Hanseatic Bank verwalten<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"wp-block-heading\"><mark style=\"background-color:var(--global-palette6)\" class=\"has-inline-color\">Revolut: sinnvoll als zweite L\u00f6sung<\/mark><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut ist f\u00fcr mich vor allem eine zweite, getrennt aufbewahrte Karte. Im kostenlosen Standardtarif sind derzeit bis zu f\u00fcnf Abhebungen oder insgesamt 200 Euro pro rollierendem Monat ohne Revolut-Abhebegeb\u00fchr m\u00f6glich \u2013 je nachdem, welche Grenze zuerst erreicht wird. Danach fallen zwei Prozent, mindestens aber ein Euro pro Abhebung an. Betreibergeb\u00fchren k\u00f6nnen zus\u00e4tzlich entstehen. <a href=\"https:\/\/help.revolut.com\/de-DE\/help\/card-payments-withdrawals\/atm-withdrawals\/withdrawing-in-other-currencies\/\" target=\"_blank\" rel=\"noopener\">Aktuelle Revolut-Limits und Geb\u00fchren<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Je nach Tarif und W\u00e4hrungsumtausch k\u00f6nnen weitere Kosten entstehen. Deshalb pr\u00fcfe ich meine Limits vor der Reise in der App.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"wp-block-heading\"><mark style=\"background-color:var(--global-palette6)\" class=\"has-inline-color\">Warum ich meine Amex Gold nicht zum Abheben nutze<\/mark><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Meine American Express Gold ist meine Karte f\u00fcr Fl\u00fcge, gr\u00f6\u00dfere Buchungen, Versicherungsleistungen und Membership-Rewards-Punkte \u2013 nicht f\u00fcr Bargeld. American Express berechnet aktuell vier Prozent des abgehobenen Betrags, mindestens f\u00fcnf Euro. Bei Fremdw\u00e4hrungen kommt eine Umrechnungsgeb\u00fchr hinzu. <a href=\"https:\/\/www.americanexpress.com\/de-de\/kreditkarten\/kartentypen\/karten-fuer-unterwegs\/\" target=\"_blank\" rel=\"noopener\">Geb\u00fchren von American Express im Ausland<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Eine Karte kann f\u00fcr Buchungen sehr sinnvoll sein und sich trotzdem nicht zum Geldabheben eignen. Die eine perfekte Reisekreditkarte gibt es f\u00fcr mich deshalb nicht.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading has-text-align-center\"><mark style=\"background-color:var(--global-palette6)\" class=\"has-inline-color\">So hebe ich im Ausland m\u00f6glichst g\u00fcnstig Geld ab<\/mark><\/h3>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"wp-block-heading\"><mark style=\"background-color:var(--global-palette6)\" class=\"has-inline-color\">1. Ich nutze m\u00f6glichst einen Automaten einer Bank<\/mark><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Wenn ich die Wahl habe, hebe ich an einem Automaten einer Bank ab \u2013 idealerweise w\u00e4hrend der \u00d6ffnungszeiten. Das garantiert keine niedrigen Geb\u00fchren, aber der Betreiber ist klar und ich habe einen Ansprechpartner, falls die Karte eingezogen wird.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bei freistehenden Automaten an Flugh\u00e4fen oder in touristischen Zentren schaue ich besonders genau hin. Entscheidend sind die Kosten, die vor der Best\u00e4tigung angezeigt werden.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><mark style=\"background-color:var(--global-palette6)\" class=\"has-inline-color\">2. Ich kontrolliere den letzten Bildschirm<\/mark><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Viele unn\u00f6tige Geb\u00fchren entstehen, weil wir den Vorgang schnell abschlie\u00dfen wollen. Bevor ich best\u00e4tige, pr\u00fcfe ich deshalb drei Dinge:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Welchen Betrag erhalte ich in der Landesw\u00e4hrung?<\/li>\n\n\n\n<li>Welche Geb\u00fchr verlangt der Automat?<\/li>\n\n\n\n<li>Soll meine Karte in Landesw\u00e4hrung oder in Euro belastet werden?<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Ist die Betreibergeb\u00fchr unverh\u00e4ltnism\u00e4\u00dfig hoch, breche ich ab. Manchmal ist der n\u00e4chste Automat g\u00fcnstiger. Manchmal gibt es vor Ort keine bessere Alternative \u2013 dann wei\u00df ich wenigstens, wof\u00fcr ich bezahle.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"wp-block-heading\"><mark style=\"background-color:var(--global-palette6)\" class=\"has-inline-color\">3. Ich w\u00e4hle immer die Landesw\u00e4hrung<\/mark><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Bietet der Automat an, den Betrag direkt in Euro umzurechnen, lehne ich ab. Bei dieser sogenannten Dynamic Currency Conversion, kurz DCC, legt der Automatenbetreiber den Wechselkurs fest und kann darin einen Aufschlag einrechnen.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Die Euro-Option wirkt vertrauter, ist aber nicht automatisch g\u00fcnstiger. Visa erkl\u00e4rt, dass bei DCC der verwendete Wechselkurs und m\u00f6gliche Zusatzgeb\u00fchren angezeigt werden m\u00fcssen. Wer ablehnt, kann trotzdem normal Geld abheben. <a href=\"https:\/\/www.visa.de\/reisen-mit-visa\/dynamic-currency-conversion.html\" target=\"_blank\" rel=\"noopener\">Visa zur dynamischen W\u00e4hrungsumrechnung<\/a><\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Meine wichtigste Regel am Automaten: Ich w\u00e4hle die Landesw\u00e4hrung \u2013 niemals die angebotene Umrechnung in Euro.<\/strong><\/p>\n<\/blockquote>\n\n\n\n<h4 class=\"wp-block-heading\"><mark style=\"background-color:var(--global-palette6)\" class=\"has-inline-color\">4. Ich hebe weder zu wenig noch zu viel ab<\/mark><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Verlangt der Betreiber eine feste Geb\u00fchr, werden viele kleine Abhebungen schnell teuer. Mein gesamtes Reisebudget m\u00f6chte ich dennoch nicht bei mir tragen. Ich hebe deshalb meist genug f\u00fcr die n\u00e4chsten Tage ab.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Auf einer kleinen Insel mit wenigen Automaten plane ich gro\u00dfz\u00fcgiger als bei einem Wochenende in London. Vor Fahrten in l\u00e4ndliche Regionen schaue ich au\u00dferdem, wann ich voraussichtlich wieder an Bargeld komme.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<style>.kb-row-layout-id0012_2b4411-92{background-color:#fcfaf8;}<\/style>\n\n<style>.kb-row-layout-id10585_9b2e86-10 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id10585_9b2e86-10 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id10585_9b2e86-10 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1200px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:40px;padding-right:20px;padding-bottom:40px;padding-left:20px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id10585_9b2e86-10 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id10585_9b2e86-10 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id10585_9b2e86-10 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id10585_9b2e86-10 alignfull wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column10585_e4ea0f-91 > .kt-inside-inner-col{padding-top:40px;padding-right:40px;padding-bottom:40px;padding-left:40px;}.kadence-column10585_e4ea0f-91 > .kt-inside-inner-col,.kadence-column10585_e4ea0f-91 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column10585_e4ea0f-91 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column10585_e4ea0f-91 > .kt-inside-inner-col{flex-direction:column;}.kadence-column10585_e4ea0f-91 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column10585_e4ea0f-91 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column10585_e4ea0f-91{position:relative;}@media all and (max-width: 1024px){.kadence-column10585_e4ea0f-91 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column10585_e4ea0f-91 > .kt-inside-inner-col{padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column10585_e4ea0f-91\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading has-text-align-center\"><mark style=\"background-color:var(--global-palette6)\" class=\"has-inline-color\">Wie viel Bargeld nehme ich aus Deutschland mit?<\/mark><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ich habe eine kleine Reserve f\u00fcr die Ankunft dabei: genug f\u00fcr den ersten Transport und kleinere Ausgaben, falls der erste Automat nicht funktioniert. Eine pauschale Summe f\u00fcr jedes Land halte ich nicht f\u00fcr sinnvoll.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Wichtiger sind f\u00fcr mich diese Fragen:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Wie verbreitet ist Kartenzahlung am Reiseziel?<\/li>\n\n\n\n<li>Gibt es auch au\u00dferhalb der Hauptstadt Geldautomaten?<\/li>\n\n\n\n<li>Sind Unterkunft und gr\u00f6\u00dfere Ausgaben bereits bezahlt?<\/li>\n\n\n\n<li>Brauche ich Bargeld f\u00fcr Fahrer, M\u00e4rkte, Trinkgeld oder Ausfl\u00fcge?<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Bargeld erm\u00f6glicht mir auch, bei kleinen lokalen Anbietern zu bezahlen, die keine Karten akzeptieren. Trotzdem trage ich nie mehr bei mir, als ich notfalls verlieren k\u00f6nnte.<\/p>\n\n\n\n<div class=\"wp-block-cover is-light\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" class=\"wp-block-cover__image-background wp-image-10436 size-large\" alt=\"\" src=\"https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/pexels-olly-3907119-1024x682.webp\" style=\"object-position:51% 95%\" data-object-fit=\"cover\" data-object-position=\"51% 95%\" srcset=\"https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/pexels-olly-3907119-1024x682.webp 1024w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/pexels-olly-3907119-300x200.webp 300w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/pexels-olly-3907119-768x512.webp 768w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/pexels-olly-3907119-1536x1024.webp 1536w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/pexels-olly-3907119.webp 2000w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\" style=\"background-color:#928b88\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-large-font-size wp-block-paragraph\"><\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id0017_783812-6a{background-color:#fcfaf8;}<\/style>\n<style>.kb-row-layout-id0021_227e80-36{background-color:#f2ece7;}<\/style>\n<style>.kb-row-layout-id0022_c035b7-78{background-color:#fcfaf8;}<\/style>\n\n<style>.kb-row-layout-id10585_2d0d89-b4 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id10585_2d0d89-b4 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id10585_2d0d89-b4 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1200px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:40px;padding-right:20px;padding-bottom:80px;padding-left:20px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id10585_2d0d89-b4 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id10585_2d0d89-b4 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id10585_2d0d89-b4 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id10585_2d0d89-b4 alignfull wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column10585_c8d8fa-65 > .kt-inside-inner-col{padding-top:40px;padding-right:40px;padding-bottom:40px;padding-left:40px;}.kadence-column10585_c8d8fa-65 > .kt-inside-inner-col,.kadence-column10585_c8d8fa-65 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column10585_c8d8fa-65 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column10585_c8d8fa-65 > .kt-inside-inner-col{flex-direction:column;}.kadence-column10585_c8d8fa-65 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column10585_c8d8fa-65 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column10585_c8d8fa-65{position:relative;}@media all and (max-width: 1024px){.kadence-column10585_c8d8fa-65 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column10585_c8d8fa-65 > .kt-inside-inner-col{padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column10585_c8d8fa-65\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\"><mark style=\"background-color:var(--global-palette6)\" class=\"has-inline-color\">Meine Sicherheitsregeln f\u00fcr Karten und Bargeld<\/mark><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">HIch halte es m\u00f6glichst einfach:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ich hebe nach M\u00f6glichkeit tags\u00fcber und an einem belebten Ort ab.<\/li>\n\n\n\n<li>Bei der PIN-Eingabe verdecke ich das Tastenfeld.<\/li>\n\n\n\n<li>Hilfe von Fremden am Automaten lehne ich ab.<\/li>\n\n\n\n<li>Karte und Geld verstaue ich sofort.<\/li>\n\n\n\n<li>Meine Ersatzkarte liegt nie im selben Portemonnaie.<\/li>\n\n\n\n<li>Einen kleinen Bargeldbetrag bewahre ich getrennt als Notreserve auf.<\/li>\n\n\n\n<li>Nach der Abhebung kontrolliere ich die Transaktion in der App.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Wird meine Karte eingezogen, dokumentiere ich den Automaten und friere sie zun\u00e4chst in der App ein. Befindet sich das Ger\u00e4t an einer ge\u00f6ffneten Bank, frage ich dort nach. L\u00e4sst sich die Situation nicht kl\u00e4ren, sperre ich die Karte endg\u00fcltig.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sind Portemonnaie und Ersatzkarte weg, kann ein Bargeldtransfer helfen. In meinem Artikel \u00fcber Western Union erkl\u00e4re ich, wie du im Ausland auch ohne funktionierende Karte wieder an Geld kommst.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\"><mark style=\"background-color:var(--global-palette6)\" class=\"has-inline-color\">Mein Fazit: Nicht nur die Karte entscheidet \u00fcber die Kosten<\/mark><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">G\u00fcnstig Geld abzuheben beginnt vor der Reise \u2013 mit den richtigen Karteneinstellungen, einer Ersatzkarte und einer kleinen Reserve. Am Automaten sind vor allem die Betreibergeb\u00fchr und die gew\u00e4hlte W\u00e4hrung entscheidend.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Meine Aufteilung ist unkompliziert: awa7 f\u00fcr Bargeld, Revolut als Alternative und die Amex Gold f\u00fcr Buchungen und Punkte. Vor allem aber lese ich den letzten Bildschirm. Denn auch eine Karte ohne eigene Abhebegeb\u00fchr sch\u00fctzt nicht vor einem teuren Automaten oder schlechten Umrechnungskurs.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id10585_f0b24b-46 > .kt-row-column-wrap{align-content:end;}:where(.kb-row-layout-id10585_f0b24b-46 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:end;}.kb-row-layout-id10585_f0b24b-46 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1200px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:24px;padding-right:20px;padding-bottom:24px;padding-left:20px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id10585_f0b24b-46 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id10585_f0b24b-46 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id10585_f0b24b-46 > .kt-row-column-wrap{padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id10585_f0b24b-46 alignfull wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-bottom kb-theme-content-width\">\n<style>.kadence-column10585_8d52d0-38 > .kt-inside-inner-col,.kadence-column10585_8d52d0-38 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column10585_8d52d0-38 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column10585_8d52d0-38 > .kt-inside-inner-col{flex-direction:column;}.kadence-column10585_8d52d0-38 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column10585_8d52d0-38 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column10585_8d52d0-38{position:relative;}@media all and (max-width: 1024px){.kadence-column10585_8d52d0-38 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column10585_8d52d0-38 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column10585_8d52d0-38\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id10585_31d3ba-77 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id10585_31d3ba-77 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id10585_31d3ba-77 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-lg, 4rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, calc(45% - ((var(--global-kb-gap-lg, 4rem) * 1 )\/2)))minmax(0, calc(55% - ((var(--global-kb-gap-lg, 4rem) * 1 )\/2)));}.kb-row-layout-id10585_31d3ba-77 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id10585_31d3ba-77 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id10585_31d3ba-77 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id10585_31d3ba-77 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(1 of *:not(style)){order:2;}.kb-row-layout-id10585_31d3ba-77 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(2 of *:not(style)){order:1;}.kb-row-layout-id10585_31d3ba-77 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(3 of *:not(style)){order:12;}.kb-row-layout-id10585_31d3ba-77 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(4 of *:not(style)){order:11;}.kb-row-layout-id10585_31d3ba-77 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(5 of *:not(style)){order:22;}.kb-row-layout-id10585_31d3ba-77 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(6 of *:not(style)){order:21;}.kb-row-layout-id10585_31d3ba-77 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(7 of *:not(style)){order:32;}.kb-row-layout-id10585_31d3ba-77 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(8 of *:not(style)){order:31;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id10585_31d3ba-77 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column10585_2940d8-de > .kt-inside-inner-col{padding-top:30px;padding-right:30px;padding-bottom:30px;padding-left:30px;}.kadence-column10585_2940d8-de > .kt-inside-inner-col,.kadence-column10585_2940d8-de > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column10585_2940d8-de > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column10585_2940d8-de > .kt-inside-inner-col{flex-direction:column;}.kadence-column10585_2940d8-de > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column10585_2940d8-de > .kt-inside-inner-col{background-color:#ffffff;}.kadence-column10585_2940d8-de > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column10585_2940d8-de{z-index:200;position:relative;}.kadence-column10585_2940d8-de, .kt-inside-inner-col > .kadence-column10585_2940d8-de:not(.specificity){margin-top:100px;margin-right:-150px;margin-left:80px;}@media all and (max-width: 1024px){.kadence-column10585_2940d8-de > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column10585_2940d8-de > .kt-inside-inner-col{padding-right:20px;padding-left:20px;flex-direction:column;justify-content:center;}.kadence-column10585_2940d8-de, .kt-inside-inner-col > .kadence-column10585_2940d8-de:not(.specificity){margin-top:0px;margin-right:0px;margin-left:0px;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column10585_2940d8-de\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading10585_ed61ad-36, .wp-block-kadence-advancedheading.kt-adv-heading10585_ed61ad-36[data-kb-block=\"kb-adv-heading10585_ed61ad-36\"]{margin-top:-60px;text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading10585_ed61ad-36 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading10585_ed61ad-36[data-kb-block=\"kb-adv-heading10585_ed61ad-36\"] mark.kt-highlight{font-style:normal;color:var(--global-palette3, #1A202C);background:var(--global-palette6, #718096);-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading10585_ed61ad-36 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading10585_ed61ad-36[data-kb-block=\"kb-adv-heading10585_ed61ad-36\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading10585_ed61ad-36 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading10585_ed61ad-36\"><mark class=\"kt-highlight\">H\u00e4ufige Fragen zum Geldabheben im Ausland<\/mark><\/h2>\n\n\n<style>.kt-accordion-id10585_00cfa5-70 .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:11px;}.kt-accordion-id10585_00cfa5-70 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;background:#ffffff;padding-top:25px;padding-right:30px;padding-bottom:35px;padding-left:30px;}.kt-accordion-id10585_00cfa5-70 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:0px solid #f2f2f2;border-right:0px solid #f2f2f2;border-bottom-color:#f2f2f2;border-bottom-style:solid;border-left:0px solid #f2f2f2;border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;background:#ffffff;font-size:14px;letter-spacing:1.5px;font-family:Figtree;font-weight:600;text-transform:uppercase;color:var(--global-palette3, #1A202C);padding-top:15px;padding-right:20px;padding-bottom:15px;padding-left:20px;}.kt-accordion-id10585_00cfa5-70:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id10585_00cfa5-70:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette3, #1A202C);}.kt-accordion-id10585_00cfa5-70:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:var(--global-palette3, #1A202C);}.kt-accordion-id10585_00cfa5-70:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id10585_00cfa5-70:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:#ffffff;}.kt-accordion-id10585_00cfa5-70 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id10585_00cfa5-70 .kt-blocks-accordion-header:focus-visible{color:var(--global-palette3, #1A202C);background:#ffffff;border-top-color:#eeeeee;border-top-style:solid;border-right-color:#eeeeee;border-right-style:solid;border-bottom-color:#eeeeee;border-bottom-style:solid;border-left-color:#eeeeee;border-left-style:solid;}.kt-accordion-id10585_00cfa5-70:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id10585_00cfa5-70:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id10585_00cfa5-70:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion--visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id10585_00cfa5-70:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette3, #1A202C);}.kt-accordion-id10585_00cfa5-70:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-id10585_00cfa5-70:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger{background:var(--global-palette3, #1A202C);}.kt-accordion-id10585_00cfa5-70:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id10585_00cfa5-70:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id10585_00cfa5-70:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id10585_00cfa5-70:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:#ffffff;}.kt-accordion-id10585_00cfa5-70 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id10585_00cfa5-70 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{color:var(--global-palette2, #2B6CB0);background:#ffffff;border-top-color:#0e9cd1;border-top-style:solid;border-right-color:#0e9cd1;border-right-style:solid;border-bottom-color:#0e9cd1;border-bottom-style:solid;border-left-color:#0e9cd1;border-left-style:solid;}.kt-accordion-id10585_00cfa5-70:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id10585_00cfa5-70:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette2, #2B6CB0);}.kt-accordion-id10585_00cfa5-70:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:var(--global-palette2, #2B6CB0);}.kt-accordion-id10585_00cfa5-70:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id10585_00cfa5-70:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:#ffffff;}@media all and (max-width: 1024px){.kt-accordion-id10585_00cfa5-70 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;}}@media all and (max-width: 1024px){.kt-accordion-id10585_00cfa5-70 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:0px solid #f2f2f2;border-right:0px solid #f2f2f2;border-bottom-color:#f2f2f2;border-bottom-style:solid;border-left:0px solid #f2f2f2;}}@media all and (max-width: 1024px){.kt-accordion-id10585_00cfa5-70 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id10585_00cfa5-70 .kt-blocks-accordion-header:focus-visible{border-top-color:#eeeeee;border-top-style:solid;border-right-color:#eeeeee;border-right-style:solid;border-bottom-color:#eeeeee;border-bottom-style:solid;border-left-color:#eeeeee;border-left-style:solid;}}@media all and (max-width: 1024px){.kt-accordion-id10585_00cfa5-70 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id10585_00cfa5-70 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{border-top-color:#0e9cd1;border-top-style:solid;border-right-color:#0e9cd1;border-right-style:solid;border-bottom-color:#0e9cd1;border-bottom-style:solid;border-left-color:#0e9cd1;border-left-style:solid;}}@media all and (max-width: 767px){.kt-accordion-id10585_00cfa5-70 .kt-accordion-inner-wrap{display:block;}.kt-accordion-id10585_00cfa5-70 .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:11px;}.kt-accordion-id10585_00cfa5-70 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;}.kt-accordion-id10585_00cfa5-70 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:0px solid #f2f2f2;border-right:0px solid #f2f2f2;border-bottom-color:#f2f2f2;border-bottom-style:solid;border-left:0px solid #f2f2f2;}.kt-accordion-id10585_00cfa5-70 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id10585_00cfa5-70 .kt-blocks-accordion-header:focus-visible{border-top-color:#eeeeee;border-top-style:solid;border-right-color:#eeeeee;border-right-style:solid;border-bottom-color:#eeeeee;border-bottom-style:solid;border-left-color:#eeeeee;border-left-style:solid;}.kt-accordion-id10585_00cfa5-70 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id10585_00cfa5-70 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{border-top-color:#0e9cd1;border-top-style:solid;border-right-color:#0e9cd1;border-right-style:solid;border-bottom-color:#0e9cd1;border-bottom-style:solid;border-left-color:#0e9cd1;border-left-style:solid;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone\"><div class=\"kt-accordion-wrap kt-accordion-id10585_00cfa5-70 kt-accordion-has-9-panes kt-active-pane-0 kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-arrow kt-accodion-icon-side-right\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\" data-allow-multiple-open=\"false\" data-start-open=\"none\">\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-8 kt-pane10585_b245bb-fe\"><h5 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><br><strong>Kann ich im Ausland wirklich kostenlos Geld abheben?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h5><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading10585_bc88a8-1a, .wp-block-kadence-advancedheading.kt-adv-heading10585_bc88a8-1a[data-kb-block=\"kb-adv-heading10585_bc88a8-1a\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading10585_bc88a8-1a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading10585_bc88a8-1a[data-kb-block=\"kb-adv-heading10585_bc88a8-1a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading10585_bc88a8-1a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading10585_bc88a8-1a[data-kb-block=\"kb-adv-heading10585_bc88a8-1a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading10585_bc88a8-1a wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading10585_bc88a8-1a\">Das h\u00e4ngt davon ab, wof\u00fcr du die Karte brauchst. American Express ist st\u00e4rker beim Sammeln von Membership-Rewards-Punkten, bei gr\u00f6\u00dferen Reisebuchungen und beim pers\u00f6nlichen Service. Revolut ist praktischer f\u00fcr Fremdw\u00e4hrungen, allt\u00e4gliche Ausgaben im Ausland, eSIM-Daten und die Verwaltung des Reisebudgets. F\u00fcr viele Vielreisende ist deshalb nicht entweder Amex oder Revolut, sondern die Kombination beider L\u00f6sungen am sinnvollsten.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-2 kt-pane10585_26ce64-62\"><h5 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong>Sollte ich am Geldautomaten Euro oder die Landesw\u00e4hrung w\u00e4hlen?<\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h5><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"wp-block-paragraph\">F\u00fcr gelegentliche Reisen kann Revolut Standard ausreichen. Premium ist meist die vern\u00fcnftigste Wahl, wenn du regelm\u00e4\u00dfig reist, eine Reiseversicherung m\u00f6chtest und h\u00e4ufig in Fremdw\u00e4hrungen bezahlst. Metal lohnt sich eher, wenn du zus\u00e4tzlich WeWork, 3 GB eSIM-Daten und mehrere Partnerabos tats\u00e4chlich nutzt. Ultra richtet sich an sehr h\u00e4ufig Reisende, die inkludierte Lounge-Zug\u00e4nge, Fast Track, 5 GB eSIM und den erweiterten Stornoschutz aussch\u00f6pfen.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-3 kt-pane10585_e4a67e-57\"><h5 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong>Sollte ich Bargeld bereits in Deutschland wechseln?<\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h5><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"wp-block-paragraph\">Inkludierte Lounge-Zug\u00e4nge gibt es bei <strong>American Express Platinum<\/strong> und <strong>Revolut Ultra<\/strong>. Bei der Amex Gold sowie Revolut Premium und Metal sind Lounge-Besuche nicht im Kartenpreis enthalten; dort k\u00f6nnen lediglich verg\u00fcnstigte Mitgliedschaften oder Einzelp\u00e4sse gekauft werden.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Revolut Ultra enth\u00e4lt Lounge-P\u00e4sse f\u00fcr die eigene Nutzung. Begleitpersonen ben\u00f6tigen einen kostenpflichtigen Pass. Bei neueren deutschen Amex-Platinum-Vertr\u00e4gen gilt f\u00fcr Priority-Pass-Lounges ein gemeinsames Kontingent von 50 Personenbesuchen im Jahr; auch G\u00e4ste werden mitgez\u00e4hlt.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-9 kt-pane10585_3cdaee-39\"><h5 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong>Ist Geldabheben am Flughafen immer teurer?<\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h5><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"wp-block-paragraph\">Ja. Eine m\u00f6gliche Aufteilung ist: Amex f\u00fcr Flug- und Hotelbuchungen, Membership Rewards und Kautionen; Revolut f\u00fcr Fremdw\u00e4hrungen, allt\u00e4gliche Reiseausgaben, eSIM und digitales Budgetmanagement. Wichtig ist nur, dass sich zwei kostenpflichtige Produkte durch deine tats\u00e4chliche Nutzung rechnen \u2013 und nicht lediglich durch Vorteile, die auf dem Papier gut aussehen.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column10585_c380dd-3f > .kt-inside-inner-col,.kadence-column10585_c380dd-3f > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column10585_c380dd-3f > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column10585_c380dd-3f > .kt-inside-inner-col{flex-direction:column;}.kadence-column10585_c380dd-3f > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column10585_c380dd-3f > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column10585_c380dd-3f{position:relative;}@media all and (max-width: 1024px){.kadence-column10585_c380dd-3f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column10585_c380dd-3f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column10585_c380dd-3f\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-image.kb-image10585_aa4ac4-0b:not(.kb-specificity-added):not(.kb-extra-specificity-added){margin-bottom:0px;}.kb-image10585_aa4ac4-0b .kb-image-has-overlay:after{opacity:0.3;}@media all and (max-width: 767px){.wp-block-kadence-image.kb-image10585_aa4ac4-0b:not(.kb-specificity-added):not(.kb-extra-specificity-added){margin-bottom:25px;}.kb-image10585_aa4ac4-0b img.kb-img, .kb-image10585_aa4ac4-0b .kb-img img{border-top:8px solid #ffffff;border-right:8px solid #ffffff;border-bottom:8px solid #ffffff;border-left:8px solid #ffffff;}}<\/style>\n<figure class=\"wp-block-kadence-image kb-image10585_aa4ac4-0b size-large kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-port34\"><img loading=\"lazy\" decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen18-683x1024.webp\" alt=\"\" class=\"kb-img wp-image-10430\" srcset=\"https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen18-683x1024.webp 683w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen18-200x300.webp 200w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen18-768x1152.webp 768w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen18.webp 1000w\" sizes=\"auto, (max-width: 683px) 100vw, 683px\" \/><\/div><\/figure>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Geld abheben im Ausland: So vermeide ich unn\u00f6tige Geb\u00fchren Fl\u00fcge, Hotels, Mietwagen und gr\u00f6\u00dfere Ausgaben bezahle ich auf Reisen meist mit Karte. Ganz ohne Bargeld komme ich trotzdem selten aus. Gerade auf kleineren Karibikinseln brauche ich es f\u00fcr Fahrer, Marktst\u00e4nde, Trinkgeld oder kleine Restaurants. Auf Carriacou etwa ist Kartenzahlung l\u00e4ngst nicht \u00fcberall selbstverst\u00e4ndlich. Manchmal gibt&#8230;<\/p>\n","protected":false},"author":1,"featured_media":10433,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[386],"tags":[],"class_list":["post-10585","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reisetipps"],"taxonomy_info":{"category":[{"value":386,"label":"Reisetipps"}]},"featured_image_src_large":["https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen23-1024x682.webp",1024,682,true],"author_info":{"display_name":"admin","author_link":"https:\/\/unique-universe.blog\/de\/author\/staging_admin\/"},"comment_info":0,"category_info":[{"term_id":386,"name":"Reisetipps","slug":"reisetipps","term_group":0,"term_taxonomy_id":386,"taxonomy":"category","description":"","parent":0,"count":24,"filter":"raw","cat_ID":386,"category_count":24,"category_description":"","cat_name":"Reisetipps","category_nicename":"reisetipps","category_parent":0}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/unique-universe.blog\/de\/wp-json\/wp\/v2\/posts\/10585","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/unique-universe.blog\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/unique-universe.blog\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/unique-universe.blog\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/unique-universe.blog\/de\/wp-json\/wp\/v2\/comments?post=10585"}],"version-history":[{"count":3,"href":"https:\/\/unique-universe.blog\/de\/wp-json\/wp\/v2\/posts\/10585\/revisions"}],"predecessor-version":[{"id":10614,"href":"https:\/\/unique-universe.blog\/de\/wp-json\/wp\/v2\/posts\/10585\/revisions\/10614"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/unique-universe.blog\/de\/wp-json\/wp\/v2\/media\/10433"}],"wp:attachment":[{"href":"https:\/\/unique-universe.blog\/de\/wp-json\/wp\/v2\/media?parent=10585"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/unique-universe.blog\/de\/wp-json\/wp\/v2\/categories?post=10585"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/unique-universe.blog\/de\/wp-json\/wp\/v2\/tags?post=10585"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}