{"id":10391,"date":"2026-07-17T16:58:02","date_gmt":"2026-07-17T16:58:02","guid":{"rendered":"https:\/\/unique-universe.blog\/?p=10391"},"modified":"2026-07-25T11:58:15","modified_gmt":"2026-07-25T11:58:15","slug":"__trashed","status":"publish","type":"post","link":"https:\/\/unique-universe.blog\/de\/__trashed\/","title":{"rendered":"Meine American Express Gold Erfahrungen: Warum sie meine bevorzugte Reisekreditkarte ist"},"content":{"rendered":"<style>.kb-row-layout-id0006_2372e6-7d{background-color:#fcfaf8;}<\/style>\n\n<style>.kb-row-layout-id10391_f37da1-ec > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id10391_f37da1-ec > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id10391_f37da1-ec > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1200px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:10px;padding-right:0px;padding-bottom:10px;padding-left:0px;grid-template-columns:minmax(0, calc(65% - ((var(--global-kb-gap-none, 0rem ) * 1 )\/2)))minmax(0, calc(35% - ((var(--global-kb-gap-none, 0rem ) * 1 )\/2)));}.kb-row-layout-id10391_f37da1-ec > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id10391_f37da1-ec > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id10391_f37da1-ec > .kt-row-column-wrap{row-gap:var(--global-kb-gap-none, 0rem );padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id10391_f37da1-ec alignfull wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kt-inner-column-height-full kb-theme-content-width\">\n<style>.kadence-column10391_edb3c1-94 > .kt-inside-inner-col{padding-top:50px;padding-right:45px;padding-bottom:50px;padding-left:50px;}.kadence-column10391_edb3c1-94 > .kt-inside-inner-col,.kadence-column10391_edb3c1-94 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column10391_edb3c1-94 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column10391_edb3c1-94 > .kt-inside-inner-col{flex-direction:column;}.kadence-column10391_edb3c1-94 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column10391_edb3c1-94 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column10391_edb3c1-94{position:relative;}@media all and (max-width: 1024px){.kadence-column10391_edb3c1-94 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column10391_edb3c1-94 > .kt-inside-inner-col{padding-top:30px;padding-right:20px;padding-bottom:30px;padding-left:20px;flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column10391_edb3c1-94\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading10391_ef797a-db, .wp-block-kadence-advancedheading.kt-adv-heading10391_ef797a-db[data-kb-block=\"kb-adv-heading10391_ef797a-db\"]{text-align:left;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading10391_ef797a-db mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading10391_ef797a-db[data-kb-block=\"kb-adv-heading10391_ef797a-db\"] mark.kt-highlight{font-style:normal;color:var(--global-palette3, #1A202C);background:var(--global-palette6, #718096);-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;}.wp-block-kadence-advancedheading.kt-adv-heading10391_ef797a-db img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading10391_ef797a-db[data-kb-block=\"kb-adv-heading10391_ef797a-db\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h1 class=\"kt-adv-heading10391_ef797a-db wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading10391_ef797a-db\"><mark class=\"kt-highlight\">Meine American Express Gold Erfahrungen: Warum sie meine bevorzugte Reisekreditkarte ist<\/mark><\/h1>\n\n\n<style>.kb-table-of-content-nav.kb-table-of-content-id10391_eb4dd9-36 .kb-table-of-content-wrap{padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);background-color:var(--global-palette6, #718096);}.kb-table-of-content-nav.kb-table-of-content-id10391_eb4dd9-36 .kb-table-of-contents-title-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kb-table-of-content-nav.kb-table-of-content-id10391_eb4dd9-36 .kb-table-of-contents-title{font-weight:regular;font-style:normal;}.kb-table-of-content-nav.kb-table-of-content-id10391_eb4dd9-36 .kb-table-of-content-wrap .kb-table-of-content-list{font-weight:regular;font-style:normal;margin-top:var(--global-kb-spacing-sm, 1.5rem);margin-right:0px;margin-bottom:0px;margin-left:0px;}.kb-table-of-content-nav.kb-table-of-content-id10391_eb4dd9-36 .kb-toggle-icon-style-basiccircle .kb-table-of-contents-icon-trigger:after, .kb-table-of-content-nav.kb-table-of-content-id10391_eb4dd9-36 .kb-toggle-icon-style-basiccircle .kb-table-of-contents-icon-trigger:before, .kb-table-of-content-nav.kb-table-of-content-id10391_eb4dd9-36 .kb-toggle-icon-style-arrowcircle .kb-table-of-contents-icon-trigger:after, .kb-table-of-content-nav.kb-table-of-content-id10391_eb4dd9-36 .kb-toggle-icon-style-arrowcircle .kb-table-of-contents-icon-trigger:before, .kb-table-of-content-nav.kb-table-of-content-id10391_eb4dd9-36 .kb-toggle-icon-style-xclosecircle .kb-table-of-contents-icon-trigger:after, .kb-table-of-content-nav.kb-table-of-content-id10391_eb4dd9-36 .kb-toggle-icon-style-xclosecircle .kb-table-of-contents-icon-trigger:before{background-color:var(--global-palette6, #718096);}<\/style>\n\n<style>.kadence-column10391_224009-77 > .kt-inside-inner-col,.kadence-column10391_224009-77 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column10391_224009-77 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column10391_224009-77 > .kt-inside-inner-col{flex-direction:column;}.kadence-column10391_224009-77 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column10391_224009-77 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column10391_224009-77{position:relative;}@media all and (max-width: 1024px){.kadence-column10391_224009-77 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column10391_224009-77 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column10391_224009-77\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Wenn American Express akzeptiert wird, ist die <strong>American Express Gold<\/strong> fast immer meine erste Wahl. Ich buche damit nach M\u00f6glichkeit Fl\u00fcge und Hotels und nutze sie auch f\u00fcr viele andere Ausgaben \u2013 auf Reisen genauso wie im Alltag.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Der Grund ist nicht die goldene Metallkarte. Ich sammle gerne Membership-Rewards-Punkte und sch\u00e4tze die Versicherungen, Angebote und zus\u00e4tzlichen Services, die mit der Karte verbunden sind. Da ich diese Leistungen tats\u00e4chlich nutze, hat die Gold Card f\u00fcr mich einen echten Wert.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Perfekt ist sie trotzdem nicht. Gerade kleinere Unterk\u00fcnfte, Restaurants und lokale Anbieter akzeptieren American Express nicht immer. F\u00fcr Bargeldabhebungen ist sie ebenfalls nicht meine Karte. Deshalb geh\u00f6ren <strong>Revolut<\/strong> und die <strong><a href=\"https:\/\/unique-universe.blog\/de\/awa7-kreditkarte-erfahrungen\/\" data-type=\"post\" data-id=\"10445\">awa7 Visa<\/a><\/strong> f\u00fcr mich weiterhin ins Reiseportemonnaie.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong>Mein Fazit vorweg:<\/strong> Die American Express Gold ist meine bevorzugte Reisekreditkarte. Sie lohnt sich f\u00fcr mich vor allem, weil ich sie h\u00e4ufig einsetze und ihre Vorteile nicht nur auf dem Papier gut finde.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/unique-universe.blog\/de\/die-besten-kreditkarten-zum-reisen-2026-welche-karten-ich-wirklich-mitnehme\/\">Meine Kreditkarten zum Reisen<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/unique-universe.blog\/de\/category\/reisetipps\/geld-auf-reisen\/\">Mehr Zum Thema Geld auf reisen<\/a><\/div>\n<\/div>\n<\/blockquote>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column10391_6771e2-c2 > .kt-inside-inner-col,.kadence-column10391_6771e2-c2 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column10391_6771e2-c2 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column10391_6771e2-c2 > .kt-inside-inner-col{flex-direction:column;}.kadence-column10391_6771e2-c2 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column10391_6771e2-c2 > .kt-inside-inner-col{background-image:url('https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen9.webp');background-size:cover;background-position:33% 39%;background-attachment:scroll;background-repeat:no-repeat;}.kadence-column10391_6771e2-c2 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column10391_6771e2-c2{position:relative;}@media all and (max-width: 1024px){.kadence-column10391_6771e2-c2 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column10391_6771e2-c2 > .kt-inside-inner-col{min-height:400px;flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column10391_6771e2-c2\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id0012_2b4411-92{background-color:#fcfaf8;}<\/style>\n\n<style>.kb-row-layout-id10391_cb0162-2a > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id10391_cb0162-2a > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id10391_cb0162-2a > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1200px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:40px;padding-right:20px;padding-bottom:40px;padding-left:20px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id10391_cb0162-2a > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id10391_cb0162-2a > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id10391_cb0162-2a > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id10391_cb0162-2a alignfull wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column10391_94fd3c-2d > .kt-inside-inner-col{padding-top:40px;padding-right:40px;padding-bottom:40px;padding-left:40px;}.kadence-column10391_94fd3c-2d > .kt-inside-inner-col,.kadence-column10391_94fd3c-2d > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column10391_94fd3c-2d > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column10391_94fd3c-2d > .kt-inside-inner-col{flex-direction:column;}.kadence-column10391_94fd3c-2d > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column10391_94fd3c-2d > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column10391_94fd3c-2d{position:relative;}@media all and (max-width: 1024px){.kadence-column10391_94fd3c-2d > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column10391_94fd3c-2d > .kt-inside-inner-col{padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column10391_94fd3c-2d\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading has-text-align-center\"><mark style=\"background-color:var(--global-palette6)\" class=\"has-inline-color\">Klassische Gold Card oder neue Metallkarte?<\/mark><\/h2>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Ich selbst nutze die klassische <strong>American Express Gold Card aus Plastik<\/strong>. Sie ist g\u00fcnstiger als die neue Metallkarte und bietet mir die Leistungen, die f\u00fcr mich besonders wichtig sind: Membership Rewards, Reiseversicherungen, Amex Offers und den Kundenservice.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">American Express f\u00fchrt die klassische Gold Card auf einer aktuellen Informationsseite mit 12 Euro monatlich auf. Die derzeit \u00f6ffentlich beworbene Gold Card f\u00fcr Neuantr\u00e4ge besteht dagegen aus Metall, kostet 20 Euro monatlich und bietet zus\u00e4tzliche Guthaben und Vorteile. American Express bezeichnet die Plastikkarte inzwischen als \u00e4ltere Gold Card, deren Inhaberinnen und Inhaber auf die Metallversion wechseln k\u00f6nnen.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Meine pers\u00f6nlichen Erfahrungen mit der Akzeptanz, dem Punktesammeln und dem Service gelten grunds\u00e4tzlich f\u00fcr beide Karten. Bei Versicherungen, Guthaben und Partnerleistungen solltest du jedoch genau pr\u00fcfen, welche Gold Card du besitzt oder aktuell beantragen kannst.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.americanexpress.com\/\" target=\"_blank\" rel=\"noopener\">Aktuelle American Express Gold Card und Willkommensangebot ansehen<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-cover is-light\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" class=\"wp-block-cover__image-background wp-image-10433 size-large\" alt=\"\" src=\"https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen23-1024x682.webp\" data-object-fit=\"cover\" srcset=\"https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen23-1024x682.webp 1024w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen23-300x200.webp 300w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen23-768x512.webp 768w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen23-1536x1024.webp 1536w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen23.webp 2000w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\" style=\"background-color:#bd9f86\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-large-font-size wp-block-paragraph\"><\/p>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><mark style=\"background-color:var(--global-palette6)\" class=\"has-inline-color\">Meine Amex-Gold-Erfahrungen auf einen Blick<\/mark><\/h2>\n\n\n<style>.kadence-column10391_6df8a2-34 > .kt-inside-inner-col,.kadence-column10391_6df8a2-34 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column10391_6df8a2-34 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column10391_6df8a2-34 > .kt-inside-inner-col{flex-direction:column;}.kadence-column10391_6df8a2-34 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column10391_6df8a2-34 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column10391_6df8a2-34{position:relative;}@media all and (max-width: 1024px){.kadence-column10391_6df8a2-34 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column10391_6df8a2-34 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column10391_6df8a2-34\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9e81df1e wp-block-columns-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--20);padding-right:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\"><mark style=\"background-color:var(--global-palette6)\" class=\"has-inline-color\">Das gef\u00e4llt mir besonders:<\/mark><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Membership-Rewards-Punkte bei fast jeder Zahlung<\/li>\n\n\n\n<li>Versicherungen und Services rund ums Reisen <\/li>\n\n\n\n<li>gute Erfahrungen mit dem Kundenservice <\/li>\n\n\n\n<li>Amex Offers und wechselnde Verg\u00fcnstigungen <\/li>\n\n\n\n<li>besonders sinnvoll f\u00fcr Flug-, Hotel- und gr\u00f6\u00dfere Reisebuchungen<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\"><mark style=\"background-color:var(--global-palette6)\" class=\"has-inline-color\">Das solltest du wissen:<\/mark><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>American Express wird nicht \u00fcberall akzeptiert. <\/li>\n\n\n\n<li>Die klassische Plastik- und die neue Metallkarte haben unterschiedliche Preise und Leistungen. <\/li>\n\n\n\n<li>F\u00fcr Zahlungen in Fremdw\u00e4hrungen f\u00e4llt eine Geb\u00fchr an. Bargeldabhebungen sind teuer. <\/li>\n\n\n\n<li>Versicherungen k\u00f6nnen an den Einsatz der Karte und weitere Bedingungen gekn\u00fcpft sein.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id0017_783812-6a{background-color:#fcfaf8;}<\/style>\n<style>.kb-row-layout-id0021_227e80-36{background-color:#f2ece7;}<\/style>\n<style>.kb-row-layout-id0022_c035b7-78{background-color:#fcfaf8;}<\/style>\n\n<style>.kb-row-layout-id10391_20d222-ed > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id10391_20d222-ed > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id10391_20d222-ed > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1200px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:40px;padding-right:20px;padding-bottom:80px;padding-left:20px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id10391_20d222-ed > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id10391_20d222-ed > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id10391_20d222-ed > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id10391_20d222-ed alignfull wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column10391_fc5d02-b3 > .kt-inside-inner-col{padding-top:40px;padding-right:40px;padding-bottom:40px;padding-left:40px;}.kadence-column10391_fc5d02-b3 > .kt-inside-inner-col,.kadence-column10391_fc5d02-b3 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column10391_fc5d02-b3 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column10391_fc5d02-b3 > .kt-inside-inner-col{flex-direction:column;}.kadence-column10391_fc5d02-b3 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column10391_fc5d02-b3 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column10391_fc5d02-b3{position:relative;}@media all and (max-width: 1024px){.kadence-column10391_fc5d02-b3 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column10391_fc5d02-b3 > .kt-inside-inner-col{padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column10391_fc5d02-b3\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-cover is-light\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"1024\" class=\"wp-block-cover__image-background wp-image-10419 size-large\" alt=\"\" src=\"https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen9-768x1024.webp\" style=\"object-position:47% 26%\" data-object-fit=\"cover\" data-object-position=\"47% 26%\" srcset=\"https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen9-768x1024.webp 768w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen9-225x300.webp 225w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen9.webp 1000w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\" style=\"background-color:#9e9060\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-large-font-size wp-block-paragraph\"><\/p>\n<\/div><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading10391_05cfbb-ba, .wp-block-kadence-advancedheading.kt-adv-heading10391_05cfbb-ba[data-kb-block=\"kb-adv-heading10391_05cfbb-ba\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading10391_05cfbb-ba mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading10391_05cfbb-ba[data-kb-block=\"kb-adv-heading10391_05cfbb-ba\"] mark.kt-highlight{font-style:normal;color:var(--global-palette3, #1A202C);background:var(--global-palette6, #718096);-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;}.wp-block-kadence-advancedheading.kt-adv-heading10391_05cfbb-ba img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading10391_05cfbb-ba[data-kb-block=\"kb-adv-heading10391_05cfbb-ba\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading10391_05cfbb-ba wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading10391_05cfbb-ba\"><mark class=\"kt-highlight\">Wof\u00fcr ich meine American Express Gold nutze<\/mark><\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><mark style=\"background-color:var(--global-palette6)\" class=\"has-inline-color\">Flugbuchungen<\/mark><\/h3>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Fl\u00fcge bezahle ich nach M\u00f6glichkeit mit meiner Amex Gold. Bei einer gr\u00f6\u00dferen Buchung sammle ich entsprechend viele Membership-Rewards-Punkte und kann gleichzeitig die mit meiner Karte verbundenen Reiseleistungen nutzen.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">F\u00fcr mich sind die Punkte kein theoretischer Bonus. Ich habe sie tats\u00e4chlich eingel\u00f6st und dadurch bereits mehrere Hundert Euro gespart. Je h\u00e4ufiger ich normale Ausgaben \u00fcber die Karte laufen lasse, desto schneller w\u00e4chst das Punktekonto \u2013 ohne dass ich nur deshalb mehr Geld ausgebe.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Membership-Rewards-Punkte k\u00f6nnen unter anderem f\u00fcr Reisen, zur Verrechnung geeigneter Kartenums\u00e4tze oder \u00fcber teilnehmende Airline- und Hotelprogramme eingesetzt werden. Die Teilnahme ist bei der aktuell angebotenen Metallkarte im Kartenentgelt enthalten.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><mark style=\"background-color:var(--global-palette6)\" class=\"has-inline-color\">Hotels und andere Reisebuchungen<\/mark><\/h3>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Auch Hotels und gr\u00f6\u00dfere Reiseausgaben bezahle ich bevorzugt mit American Express. Bei internationalen Hotelketten, Fluggesellschaften und gr\u00f6\u00dferen Buchungsplattformen funktioniert die Karte nach meiner Erfahrung meist problemlos.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Vor einer Buchung schaue ich au\u00dferdem in die Amex App. \u00dcber <strong>Amex Offers<\/strong> gibt es regelm\u00e4\u00dfig Gutschriften, zus\u00e4tzliche Punkte oder Rabatte bei ausgew\u00e4hlten Unternehmen. Nicht jedes Angebot passt zu mir, aber \u00fcber das Jahr k\u00f6nnen einige sinnvolle Ersparnisse zusammenkommen.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Die neue Metallkarte bietet dar\u00fcber hinaus zus\u00e4tzliche Hotel-, Mobilit\u00e4ts- und Shoppingvorteile. Dazu z\u00e4hlen aktuell unter anderem der GHA DISCOVERY Gold Status, Guthaben bei SIXT und FREENOW sowie ein LODENFREY-Shoppingguthaben. Diese Extras geh\u00f6ren nicht automatisch zu meiner klassischen Plastikkarte.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><mark style=\"background-color:var(--global-palette6)\" class=\"has-inline-color\">Mietwagen<\/mark><\/h3>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Auch Mietwagen buche ich nach M\u00f6glichkeit mit meiner American Express Gold, weil Versicherungen, Serviceleistungen und Partnerangebote bei der Entscheidung eine Rolle spielen k\u00f6nnen.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Dabei w\u00fcrde ich mich jedoch nie allein auf die Bezeichnung \u201eGold Card\u201c verlassen. Die Leistungen unterscheiden sich je nach Kartenversion und Vertrag. Vor jeder Buchung pr\u00fcfe ich deshalb:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Welche Versicherungen gelten f\u00fcr meine konkrete Karte?<\/li>\n\n\n\n<li>Muss der Mietwagen vollst\u00e4ndig mit der Amex bezahlt werden?<\/li>\n\n\n\n<li>Wer ist versichert?<\/li>\n\n\n\n<li>Welche Selbstbeteiligung und Ausschl\u00fcsse gelten?<\/li>\n\n\n\n<li>Wird American Express f\u00fcr die Kaution akzeptiert?<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Die aktuell angebotene Metallkarte beinhaltet unter anderem einen europaweiten Kfz-Schutzbrief sowie Vorteile und Guthaben bei Mietwagenpartnern. Eine allgemeine Mietwagen-Vollkaskoversicherung wird im aktuellen Amex-Vergleich f\u00fcr die Gold Card dagegen nicht aufgef\u00fchrt.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">F\u00fcr die Kaution brauche ich unabh\u00e4ngig davon eine Kreditkarte, die der konkrete Vermieter akzeptiert. Bei einem kleineren <a href=\"https:\/\/unique-universe.blog\/de\/autofahren-in-trinidad-warum-sich-das-abenteuer-lohnt\/\" data-type=\"post\" data-id=\"7427\">Mietwagenanbieter<\/a> in <a href=\"https:\/\/unique-universe.blog\/de\/trinidad-und-tobago\/\" data-type=\"page\" data-id=\"8463\">Trinidad<\/a> konnte ich daf\u00fcr beispielsweise meine <strong><a href=\"https:\/\/unique-universe.blog\/de\/awa7-kreditkarte-erfahrungen\/\" data-type=\"post\" data-id=\"10445\">awa7 Visa<\/a><\/strong> nutzen.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/unique-universe.blog\/de\/kreditkarte-fuer-mietwagen\/\">Die Besten Karten f\u00fcr Mietw\u00e4gen im Ausland<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><mark style=\"background-color:var(--global-palette6)\" class=\"has-inline-color\">F\u00fcr Punkte und zus\u00e4tzliche Leistungen<\/mark><\/h3>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Ein Hauptgrund, warum ich die Amex Gold nutze, sind die Membership-Rewards-Punkte. Gerade bei Fl\u00fcgen und gr\u00f6\u00dferen Reisebuchungen sammelt sich schnell etwas an. Dazu kommen Versicherungsleistungen und ein Kundenservice, auf den ich mich bei teuren Buchungen lieber verlassen m\u00f6chte. F\u00fcr mich bietet die Karte deshalb mehr als nur eine M\u00f6glichkeit zu bezahlen.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><mark style=\"background-color:var(--global-palette6)\" class=\"has-inline-color\">Warum sich die Gold Card f\u00fcr mich lohnt<\/mark><\/h3>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Bei Mietwagen pr\u00fcfe ich immer die Bedingungen des konkreten Vermieters. F\u00fcr die Kaution nutze ich eine akzeptierte echte Kreditkarte mit gen\u00fcgend freiem Kreditrahmen. In Trinidad wurde meine awa7 bei einem kleineren lokalen Anbieter problemlos angenommen.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Die Versicherungen meiner Amex Gold sind f\u00fcr mich ein wichtiger Vorteil. Ich verlasse mich bei Mietwagen aber nicht pauschal auf eine enthaltene Vollkaskoversicherung, sondern kontrolliere vor jeder Buchung, was meine konkrete Karte abdeckt und welche zus\u00e4tzliche Absicherung erforderlich ist.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Hier ist die American Express Gold klar meine wichtigste Karte. Ich versuche, sie m\u00f6glichst h\u00e4ufig zu nutzen, weil ich gerne Membership-Rewards-Punkte sammle und auch die Services der Karte sch\u00e4tze.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Die PAYBACK American Express hat f\u00fcr mich eine andere Funktion. Sie nutze ich vor allem zum Sammeln von PAYBACK-Punkten bei passenden Zahlungen in Euro. Auf Reisen spielt sie eine deutlich kleinere Rolle als meine Gold Card.<\/p>\n\n\n<style>.kadence-column10391_5bcb59-c0 > .kt-inside-inner-col,.kadence-column10391_5bcb59-c0 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column10391_5bcb59-c0 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column10391_5bcb59-c0 > .kt-inside-inner-col{flex-direction:column;}.kadence-column10391_5bcb59-c0 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column10391_5bcb59-c0 > .kt-inside-inner-col{background-color:var(--global-palette7, #EDF2F7);}.kadence-column10391_5bcb59-c0 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column10391_5bcb59-c0{position:relative;}@media all and (max-width: 1024px){.kadence-column10391_5bcb59-c0 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column10391_5bcb59-c0 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column10391_5bcb59-c0\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading has-text-align-center\">Warum sich die Gold Card f\u00fcr mich lohnt<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Eine Kreditkarte f\u00fcr 12 oder 20 Euro im Monat muss f\u00fcr mich einen erkennbaren Mehrwert haben. Ich rechne dabei nicht mit jedem theoretisch m\u00f6glichen Vorteil, sondern nur mit Leistungen, die ich wirklich nutze.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bei mir sind das vor allem:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>eingel\u00f6ste Membership-Rewards-Punkte<\/li>\n\n\n\n<li>Reiseversicherungen, die mir bereits geholfen haben<\/li>\n\n\n\n<li>Amex Offers und passende Verg\u00fcnstigungen<\/li>\n\n\n\n<li>der Kundenservice<\/li>\n\n\n\n<li>Reise- und Mobilit\u00e4tsleistungen<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Allein die Punkte haben mir \u00fcber die Jahre einige Hundert Euro eingebracht. Noch wichtiger ist mir aber, dass ich mich bei Problemen nicht nur auf ein anonymes Onlineformular verlassen muss.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Versicherungen sind f\u00fcr mich ebenfalls ein wichtiger Bestandteil der Karte. Welche davon greifen, h\u00e4ngt allerdings von der jeweiligen Gold-Card-Version und den pers\u00f6nlichen Bedingungen ab. Bei mehreren Reiseversicherungen kann beispielsweise vorausgesetzt werden, dass die Reise mit der Karte bezahlt wurde.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Die Kartengeb\u00fchr lohnt sich daher nicht automatisch f\u00fcr jeden. Wer die Amex Gold selten verwendet und weder Punkte noch Versicherungen oder Angebote nutzt, wird deutlich weniger von ihr haben.<\/strong><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-cover is-light\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"1024\" class=\"wp-block-cover__image-background wp-image-10421 size-large\" alt=\"\" src=\"https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen7-768x1024.webp\" data-object-fit=\"cover\" srcset=\"https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen7-768x1024.webp 768w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen7-225x300.webp 225w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen7.webp 1000w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\" style=\"background-color:#c59c6b\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-large-font-size wp-block-paragraph\"><\/p>\n<\/div><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading10391_81062d-ea, .wp-block-kadence-advancedheading.kt-adv-heading10391_81062d-ea[data-kb-block=\"kb-adv-heading10391_81062d-ea\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading10391_81062d-ea mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading10391_81062d-ea[data-kb-block=\"kb-adv-heading10391_81062d-ea\"] mark.kt-highlight{font-style:normal;color:var(--global-palette3, #1A202C);background:var(--global-palette6, #718096);-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;}.wp-block-kadence-advancedheading.kt-adv-heading10391_81062d-ea img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading10391_81062d-ea[data-kb-block=\"kb-adv-heading10391_81062d-ea\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading10391_81062d-ea wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading10391_81062d-ea\"><mark class=\"kt-highlight\">Die gr\u00f6\u00dften Nachteile: Amex wird nicht \u00fcberall akzeptiert<\/mark><\/h2>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Deshalb ist die Amex Gold zwar meine bevorzugte Karte, aber nie meine einzige.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/unique-universe.blog\/de\/die-besten-kreditkarten-zum-reisen-2026-welche-karten-ich-wirklich-mitnehme\/\">Meine Kreditkarten zum reisen <\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id10391_3c3b1a-a1 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id10391_3c3b1a-a1 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id10391_3c3b1a-a1 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1200px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, calc(50% - ((var(--global-kb-gap-none, 0rem ) * 1 )\/2)))minmax(0, calc(50% - ((var(--global-kb-gap-none, 0rem ) * 1 )\/2)));}.kb-row-layout-id10391_3c3b1a-a1 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id10391_3c3b1a-a1 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id10391_3c3b1a-a1 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id10391_3c3b1a-a1 alignfull wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kt-inner-column-height-full kb-theme-content-width\">\n<style>.kadence-column10391_ba1e2d-11 > .kt-inside-inner-col{padding-top:40px;padding-right:30px;padding-bottom:40px;padding-left:40px;}.kadence-column10391_ba1e2d-11 > .kt-inside-inner-col,.kadence-column10391_ba1e2d-11 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column10391_ba1e2d-11 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column10391_ba1e2d-11 > .kt-inside-inner-col{flex-direction:column;}.kadence-column10391_ba1e2d-11 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column10391_ba1e2d-11 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column10391_ba1e2d-11{position:relative;}@media all and (max-width: 1024px){.kadence-column10391_ba1e2d-11 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column10391_ba1e2d-11 > .kt-inside-inner-col{padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column10391_ba1e2d-11\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading10391_e4d282-11, .wp-block-kadence-advancedheading.kt-adv-heading10391_e4d282-11[data-kb-block=\"kb-adv-heading10391_e4d282-11\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading10391_e4d282-11 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading10391_e4d282-11[data-kb-block=\"kb-adv-heading10391_e4d282-11\"] mark.kt-highlight{font-style:normal;color:var(--global-palette3, #1A202C);background:var(--global-palette6, #718096);-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;}.wp-block-kadence-advancedheading.kt-adv-heading10391_e4d282-11 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading10391_e4d282-11[data-kb-block=\"kb-adv-heading10391_e4d282-11\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading10391_e4d282-11 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading10391_e4d282-11\"><mark class=\"kt-highlight\">Amex wird nicht \u00fcberall akzeptiert<\/mark><\/h3>\n\n\n\n<p class=\"has-text-align-left wp-block-paragraph\">Bei Airlines, internationalen Hotels und gr\u00f6\u00dferen Unternehmen kann ich meine American Express Gold h\u00e4ufig problemlos einsetzen. Schwieriger wird es bei kleinen Restaurants, lokalen Unterk\u00fcnften und unabh\u00e4ngigen Reiseanbietern.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mein Karten-Setup ist einfach:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>American Express Gold:<\/strong> meine erste Wahl f\u00fcr Fl\u00fcge, Hotels, Mietwagenbuchungen, Punkte und Services<\/li>\n\n\n\n<li><strong>Revolut:<\/strong> wenn American Express nicht akzeptiert wird oder ich Reiseausgaben getrennt verwalten m\u00f6chte<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/unique-universe.blog\/de\/awa7-kreditkarte-erfahrungen\/\" data-type=\"post\" data-id=\"10445\">awa7 Visa<\/a>:<\/strong> f\u00fcr Bargeldabhebungen und als zus\u00e4tzliche echte Kreditkarte<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-left wp-block-paragraph\">Da ich leider auch einmal etwas liegen lasse, bewahre ich die Karten nicht alle im gleichen Portemonnaie auf.<\/p>\n\n\n\n<div class=\"wp-block-cover is-light\" style=\"min-height:192px;aspect-ratio:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" class=\"wp-block-cover__image-background wp-image-10436 size-full\" alt=\"\" src=\"https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/pexels-olly-3907119.webp\" data-object-fit=\"cover\" srcset=\"https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/pexels-olly-3907119.webp 2000w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/pexels-olly-3907119-300x200.webp 300w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/pexels-olly-3907119-1024x682.webp 1024w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/pexels-olly-3907119-768x512.webp 768w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/pexels-olly-3907119-1536x1024.webp 1536w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\" style=\"background-color:#928b88\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-large-font-size wp-block-paragraph\"><\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column10391_29c2f3-d5 > .kt-inside-inner-col{padding-top:40px;padding-right:30px;padding-bottom:40px;padding-left:40px;}.kadence-column10391_29c2f3-d5 > .kt-inside-inner-col,.kadence-column10391_29c2f3-d5 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column10391_29c2f3-d5 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column10391_29c2f3-d5 > .kt-inside-inner-col{flex-direction:column;}.kadence-column10391_29c2f3-d5 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column10391_29c2f3-d5 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column10391_29c2f3-d5{position:relative;}@media all and (max-width: 1024px){.kadence-column10391_29c2f3-d5 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column10391_29c2f3-d5 > .kt-inside-inner-col{padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column10391_29c2f3-d5\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading10391_e5f91f-e4, .wp-block-kadence-advancedheading.kt-adv-heading10391_e5f91f-e4[data-kb-block=\"kb-adv-heading10391_e5f91f-e4\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading10391_e5f91f-e4 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading10391_e5f91f-e4[data-kb-block=\"kb-adv-heading10391_e5f91f-e4\"] mark.kt-highlight{font-style:normal;color:var(--global-palette3, #1A202C);background:var(--global-palette6, #718096);-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;}.wp-block-kadence-advancedheading.kt-adv-heading10391_e5f91f-e4 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading10391_e5f91f-e4[data-kb-block=\"kb-adv-heading10391_e5f91f-e4\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading10391_e5f91f-e4 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading10391_e5f91f-e4\"><mark class=\"kt-highlight\">Fremdw\u00e4hrungen und Bargeld: Hier nutze ich andere Karten<\/mark><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">F\u00fcr Fremdw\u00e4hrungszahlungen erhebt American Express derzeit eine Geb\u00fchr von zwei Prozent. Bei Bargeldabhebungen fallen vier Prozent des abgehobenen Betrags an, mindestens jedoch f\u00fcnf Euro. Bei einer Abhebung in Fremdw\u00e4hrung kann die Umrechnungsgeb\u00fchr zus\u00e4tzlich hinzukommen.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bargeld hebe ich deshalb grunds\u00e4tzlich mit meiner <strong>awa7 Visa<\/strong> ab.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">F\u00fcr allt\u00e4gliche Zahlungen in Fremdw\u00e4hrungen nutze ich h\u00e4ufig <strong>Revolut<\/strong>, insbesondere wenn American Express ohnehin nicht akzeptiert wird. Bei Flug- oder Hotelbuchungen kann ich mich trotzdem bewusst f\u00fcr die Amex Gold entscheiden, wenn mir die Punkte, eine Versicherung oder ein konkretes Angebot wichtiger sind als die Fremdw\u00e4hrungsgeb\u00fchr.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Am Terminal w\u00e4hle ich au\u00dferdem m\u00f6glichst immer die lokale W\u00e4hrung und nicht die angebotene Umrechnung in Euro.<\/p>\n\n\n\n<div class=\"wp-block-cover is-light\" style=\"min-height:192px;aspect-ratio:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"1333\" class=\"wp-block-cover__image-background wp-image-10416 size-full\" alt=\"\" src=\"https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen10.webp\" data-object-fit=\"cover\" srcset=\"https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen10.webp 1000w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen10-225x300.webp 225w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen10-768x1024.webp 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\" style=\"background-color:#b1a576\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-large-font-size wp-block-paragraph\"><\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading10391_400393-2e, .wp-block-kadence-advancedheading.kt-adv-heading10391_400393-2e[data-kb-block=\"kb-adv-heading10391_400393-2e\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading10391_400393-2e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading10391_400393-2e[data-kb-block=\"kb-adv-heading10391_400393-2e\"] mark.kt-highlight{font-style:normal;color:var(--global-palette3, #1A202C);background:var(--global-palette6, #718096);-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;}.wp-block-kadence-advancedheading.kt-adv-heading10391_400393-2e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading10391_400393-2e[data-kb-block=\"kb-adv-heading10391_400393-2e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading10391_400393-2e wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading10391_400393-2e\"><mark class=\"kt-highlight\">F\u00fcr wen lohnt sich die American Express Gold?<\/mark><\/h2>\n\n\n<style>.kb-row-layout-id0026_c189fb-29{background-color:#f2ece7;}<\/style>\n<style>.kb-row-layout-id0033_900ea8-ce{background-color:#f2ece7;}<\/style>\n<style>.kb-row-layout-id0034_66aa7b-b5{background-color:#fcfaf8;}<\/style>\n<style>.kb-row-layout-id0038_6d2635-0e{background-color:#f2ece7;}<\/style>\n\n<style>.kb-row-layout-id10391_e1fe86-37 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id10391_e1fe86-37 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id10391_e1fe86-37 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1200px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, calc(50% - ((var(--global-kb-gap-none, 0rem ) * 1 )\/2)))minmax(0, calc(50% - ((var(--global-kb-gap-none, 0rem ) * 1 )\/2)));}.kb-row-layout-id10391_e1fe86-37 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id10391_e1fe86-37 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id10391_e1fe86-37 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id10391_e1fe86-37 alignfull wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kt-inner-column-height-full kb-theme-content-width\">\n<style>.kadence-column10391_957a54-40 > .kt-inside-inner-col{padding-top:40px;padding-right:30px;padding-bottom:40px;padding-left:40px;}.kadence-column10391_957a54-40 > .kt-inside-inner-col,.kadence-column10391_957a54-40 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column10391_957a54-40 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column10391_957a54-40 > .kt-inside-inner-col{flex-direction:column;}.kadence-column10391_957a54-40 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column10391_957a54-40 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column10391_957a54-40{position:relative;}@media all and (max-width: 1024px){.kadence-column10391_957a54-40 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column10391_957a54-40 > .kt-inside-inner-col{padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column10391_957a54-40\"><div class=\"kt-inside-inner-col\">\n<h3 class=\"wp-block-heading\"><mark style=\"background-color:var(--global-palette6)\" class=\"has-inline-color\">Die Karte kann gut zu dir passen, wenn du:<\/mark><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>regelm\u00e4\u00dfig Fl\u00fcge und Hotels buchst<\/li>\n\n\n\n<li>Membership-Rewards-Punkte sammeln und wirklich einl\u00f6sen m\u00f6chtest<\/li>\n\n\n\n<li>Wert auf Versicherungen und pers\u00f6nlichen Service legst<\/li>\n\n\n\n<li>die Karte auch im Alltag h\u00e4ufig einsetzen kannst<\/li>\n\n\n\n<li>Amex Offers und weitere Vorteile aktiv nutzt<\/li>\n\n\n\n<li>zus\u00e4tzlich eine Visa oder Mastercard besitzt<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n<style>.kadence-column10391_f8eb4a-4f > .kt-inside-inner-col{padding-top:40px;padding-right:30px;padding-bottom:40px;padding-left:40px;}.kadence-column10391_f8eb4a-4f > .kt-inside-inner-col,.kadence-column10391_f8eb4a-4f > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column10391_f8eb4a-4f > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column10391_f8eb4a-4f > .kt-inside-inner-col{flex-direction:column;}.kadence-column10391_f8eb4a-4f > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column10391_f8eb4a-4f > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column10391_f8eb4a-4f{position:relative;}@media all and (max-width: 1024px){.kadence-column10391_f8eb4a-4f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column10391_f8eb4a-4f > .kt-inside-inner-col{padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column10391_f8eb4a-4f\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading10391_41e8b7-85, .wp-block-kadence-advancedheading.kt-adv-heading10391_41e8b7-85[data-kb-block=\"kb-adv-heading10391_41e8b7-85\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading10391_41e8b7-85 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading10391_41e8b7-85[data-kb-block=\"kb-adv-heading10391_41e8b7-85\"] mark.kt-highlight{font-style:normal;color:var(--global-palette3, #1A202C);background:var(--global-palette6, #718096);-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;}.wp-block-kadence-advancedheading.kt-adv-heading10391_41e8b7-85 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading10391_41e8b7-85[data-kb-block=\"kb-adv-heading10391_41e8b7-85\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading10391_41e8b7-85 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading10391_41e8b7-85\"><mark class=\"kt-highlight\">Weniger geeignet ist sie, wenn du:<\/mark><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>ausschlie\u00dflich eine kostenlose Reisekreditkarte suchst <\/li>\n\n\n\n<li>vor allem Bargeld abhebst <\/li>\n\n\n\n<li>jede Fremdw\u00e4hrungsgeb\u00fchr vermeiden m\u00f6chtest <\/li>\n\n\n\n<li>nur eine einzige Karte mitnehmen willst <\/li>\n\n\n\n<li>Punkte und Versicherungen wahrscheinlich kaum nutzen wirst<\/li>\n<\/ul>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-cover is-light\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" class=\"wp-block-cover__image-background wp-image-10422 size-large\" alt=\"\" src=\"https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen8-1024x768.webp\" data-object-fit=\"cover\" srcset=\"https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen8-1024x768.webp 1024w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen8-300x225.webp 300w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen8-768x576.webp 768w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen8-1536x1152.webp 1536w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen8.webp 2000w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\" style=\"background-color:#a5a789\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-large-font-size wp-block-paragraph\"><\/p>\n<\/div><\/div>\n\n\n<style>.kb-row-layout-id10391_a0eb3a-01 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id10391_a0eb3a-01 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id10391_a0eb3a-01 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1200px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id10391_a0eb3a-01 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id10391_a0eb3a-01 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id10391_a0eb3a-01 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id10391_a0eb3a-01 alignfull wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kt-inner-column-height-full kb-theme-content-width\">\n<style>.kadence-column10391_329371-eb > .kt-inside-inner-col{padding-top:40px;padding-right:30px;padding-bottom:40px;padding-left:40px;}.kadence-column10391_329371-eb > .kt-inside-inner-col,.kadence-column10391_329371-eb > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column10391_329371-eb > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column10391_329371-eb > .kt-inside-inner-col{flex-direction:column;}.kadence-column10391_329371-eb > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column10391_329371-eb > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column10391_329371-eb{position:relative;}@media all and (max-width: 1024px){.kadence-column10391_329371-eb > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column10391_329371-eb > .kt-inside-inner-col{padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column10391_329371-eb\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading10391_0a7aaa-4d, .wp-block-kadence-advancedheading.kt-adv-heading10391_0a7aaa-4d[data-kb-block=\"kb-adv-heading10391_0a7aaa-4d\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading10391_0a7aaa-4d mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading10391_0a7aaa-4d[data-kb-block=\"kb-adv-heading10391_0a7aaa-4d\"] mark.kt-highlight{font-style:normal;color:var(--global-palette3, #1A202C);background:var(--global-palette6, #718096);-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;}.wp-block-kadence-advancedheading.kt-adv-heading10391_0a7aaa-4d img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading10391_0a7aaa-4d[data-kb-block=\"kb-adv-heading10391_0a7aaa-4d\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading10391_0a7aaa-4d wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading10391_0a7aaa-4d\"><mark class=\"kt-highlight\">Mein Fazit: Meine bevorzugte Karte, aber nicht meine einzige<\/mark><\/h3>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Die American Express Gold ist die Karte, die ich nach M\u00f6glichkeit am h\u00e4ufigsten nutze. Ich buche damit Fl\u00fcge, Hotels und Mietwagen, sammle Membership-Rewards-Punkte und sch\u00e4tze die Versicherungen und Services.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Meine Erfahrungen beziehen sich gr\u00f6\u00dftenteils auf die klassische Gold Card aus Plastik. Die heute beworbene Metallkarte kostet mehr, enth\u00e4lt daf\u00fcr aber zus\u00e4tzliche Guthaben und Vorteile. Ob sich dieser h\u00f6here Preis lohnt, h\u00e4ngt davon ab, wie viele davon du tats\u00e4chlich nutzen kannst.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Die Schw\u00e4chen der Amex kenne ich ebenfalls: Sie wird nicht \u00fcberall akzeptiert, Fremdw\u00e4hrungszahlungen kosten extra und f\u00fcr Bargeld ist sie aus meiner Sicht ungeeignet.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Deshalb funktioniert sie f\u00fcr mich am besten als Herzst\u00fcck eines Karten-Sets: <strong>American Express Gold zuerst, Revolut bei fehlender Akzeptanz und awa7 f\u00fcr Bargeld sowie als zus\u00e4tzliche Visa-Kreditkarte.<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Wer regelm\u00e4\u00dfig reist und die Punkte, Versicherungen und Services aktiv nutzt, kann aus der American Express Gold deutlich mehr herausholen als nur ein Zahlungsmittel.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><em>Geb\u00fchren und Leistungen wurden zuletzt im Juli 2026 gepr\u00fcft und k\u00f6nnen sich \u00e4ndern. Pr\u00fcfe vor der Beantragung sowie vor gr\u00f6\u00dferen Reisebuchungen die aktuellen Karten- und Versicherungsbedingungen.<\/em><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.americanexpress.com\/\" target=\"_blank\" rel=\"noopener\">American Express Beantragen <\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/unique-universe.blog\/de\/die-besten-kreditkarten-zum-reisen-2026-welche-karten-ich-wirklich-mitnehme\/\">Meine Reisekreditkarten<\/a><\/div>\n<\/div>\n\n\n<style>.kb-row-layout-id10391_12ffe3-63 > .kt-row-column-wrap{align-content:end;}:where(.kb-row-layout-id10391_12ffe3-63 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:end;}.kb-row-layout-id10391_12ffe3-63 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1200px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:24px;padding-right:20px;padding-bottom:24px;padding-left:20px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id10391_12ffe3-63 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id10391_12ffe3-63 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id10391_12ffe3-63 > .kt-row-column-wrap{padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id10391_12ffe3-63 alignfull wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-bottom kb-theme-content-width\">\n<style>.kadence-column10391_4d2912-93 > .kt-inside-inner-col,.kadence-column10391_4d2912-93 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column10391_4d2912-93 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column10391_4d2912-93 > .kt-inside-inner-col{flex-direction:column;}.kadence-column10391_4d2912-93 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column10391_4d2912-93 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column10391_4d2912-93{position:relative;}@media all and (max-width: 1024px){.kadence-column10391_4d2912-93 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column10391_4d2912-93 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column10391_4d2912-93\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id10391_873b65-2a > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id10391_873b65-2a > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id10391_873b65-2a > .kt-row-column-wrap{column-gap:var(--global-kb-gap-lg, 4rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, calc(45% - ((var(--global-kb-gap-lg, 4rem) * 1 )\/2)))minmax(0, calc(55% - ((var(--global-kb-gap-lg, 4rem) * 1 )\/2)));}.kb-row-layout-id10391_873b65-2a > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id10391_873b65-2a > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id10391_873b65-2a > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id10391_873b65-2a > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(1 of *:not(style)){order:2;}.kb-row-layout-id10391_873b65-2a > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(2 of *:not(style)){order:1;}.kb-row-layout-id10391_873b65-2a > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(3 of *:not(style)){order:12;}.kb-row-layout-id10391_873b65-2a > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(4 of *:not(style)){order:11;}.kb-row-layout-id10391_873b65-2a > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(5 of *:not(style)){order:22;}.kb-row-layout-id10391_873b65-2a > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(6 of *:not(style)){order:21;}.kb-row-layout-id10391_873b65-2a > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(7 of *:not(style)){order:32;}.kb-row-layout-id10391_873b65-2a > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(8 of *:not(style)){order:31;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id10391_873b65-2a alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column10391_5bbb18-5b > .kt-inside-inner-col{padding-top:30px;padding-right:30px;padding-bottom:30px;padding-left:30px;}.kadence-column10391_5bbb18-5b > .kt-inside-inner-col,.kadence-column10391_5bbb18-5b > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column10391_5bbb18-5b > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column10391_5bbb18-5b > .kt-inside-inner-col{flex-direction:column;}.kadence-column10391_5bbb18-5b > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column10391_5bbb18-5b > .kt-inside-inner-col{background-color:#ffffff;}.kadence-column10391_5bbb18-5b > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column10391_5bbb18-5b{z-index:200;position:relative;}.kadence-column10391_5bbb18-5b, .kt-inside-inner-col > .kadence-column10391_5bbb18-5b:not(.specificity){margin-top:100px;margin-right:-150px;margin-left:80px;}@media all and (max-width: 1024px){.kadence-column10391_5bbb18-5b > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column10391_5bbb18-5b > .kt-inside-inner-col{padding-right:20px;padding-left:20px;flex-direction:column;justify-content:center;}.kadence-column10391_5bbb18-5b, .kt-inside-inner-col > .kadence-column10391_5bbb18-5b:not(.specificity){margin-top:0px;margin-right:0px;margin-left:0px;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column10391_5bbb18-5b\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading10391_49e261-08, .wp-block-kadence-advancedheading.kt-adv-heading10391_49e261-08[data-kb-block=\"kb-adv-heading10391_49e261-08\"]{margin-top:-60px;text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading10391_49e261-08 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading10391_49e261-08[data-kb-block=\"kb-adv-heading10391_49e261-08\"] mark.kt-highlight{font-style:normal;color:var(--global-palette3, #1A202C);background:var(--global-palette6, #718096);-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading10391_49e261-08 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading10391_49e261-08[data-kb-block=\"kb-adv-heading10391_49e261-08\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading10391_49e261-08 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading10391_49e261-08\"><mark class=\"kt-highlight\">H\u00e4ufige Fragen zur American Express Gold<\/mark><\/h2>\n\n\n<style>.kt-accordion-id10391_4b0953-7c .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:11px;}.kt-accordion-id10391_4b0953-7c .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;background:#ffffff;padding-top:25px;padding-right:30px;padding-bottom:35px;padding-left:30px;}.kt-accordion-id10391_4b0953-7c > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:0px solid #f2f2f2;border-right:0px solid #f2f2f2;border-bottom-color:#f2f2f2;border-bottom-style:solid;border-left:0px solid #f2f2f2;border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;background:#ffffff;font-size:14px;letter-spacing:1.5px;font-family:Figtree;font-weight:600;text-transform:uppercase;color:var(--global-palette3, #1A202C);padding-top:15px;padding-right:20px;padding-bottom:15px;padding-left:20px;}.kt-accordion-id10391_4b0953-7c:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id10391_4b0953-7c:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette3, #1A202C);}.kt-accordion-id10391_4b0953-7c:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:var(--global-palette3, #1A202C);}.kt-accordion-id10391_4b0953-7c:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id10391_4b0953-7c:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:#ffffff;}.kt-accordion-id10391_4b0953-7c > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id10391_4b0953-7c .kt-blocks-accordion-header:focus-visible{color:var(--global-palette3, #1A202C);background:#ffffff;border-top-color:#eeeeee;border-top-style:solid;border-right-color:#eeeeee;border-right-style:solid;border-bottom-color:#eeeeee;border-bottom-style:solid;border-left-color:#eeeeee;border-left-style:solid;}.kt-accordion-id10391_4b0953-7c:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id10391_4b0953-7c:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id10391_4b0953-7c:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion--visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id10391_4b0953-7c:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette3, #1A202C);}.kt-accordion-id10391_4b0953-7c:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-id10391_4b0953-7c:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger{background:var(--global-palette3, #1A202C);}.kt-accordion-id10391_4b0953-7c:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id10391_4b0953-7c:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id10391_4b0953-7c:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id10391_4b0953-7c:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:#ffffff;}.kt-accordion-id10391_4b0953-7c .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id10391_4b0953-7c > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{color:var(--global-palette2, #2B6CB0);background:#ffffff;border-top-color:#0e9cd1;border-top-style:solid;border-right-color:#0e9cd1;border-right-style:solid;border-bottom-color:#0e9cd1;border-bottom-style:solid;border-left-color:#0e9cd1;border-left-style:solid;}.kt-accordion-id10391_4b0953-7c:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id10391_4b0953-7c:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette2, #2B6CB0);}.kt-accordion-id10391_4b0953-7c:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:var(--global-palette2, #2B6CB0);}.kt-accordion-id10391_4b0953-7c:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id10391_4b0953-7c:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:#ffffff;}@media all and (max-width: 1024px){.kt-accordion-id10391_4b0953-7c .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;}}@media all and (max-width: 1024px){.kt-accordion-id10391_4b0953-7c > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:0px solid #f2f2f2;border-right:0px solid #f2f2f2;border-bottom-color:#f2f2f2;border-bottom-style:solid;border-left:0px solid #f2f2f2;}}@media all and (max-width: 1024px){.kt-accordion-id10391_4b0953-7c > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id10391_4b0953-7c .kt-blocks-accordion-header:focus-visible{border-top-color:#eeeeee;border-top-style:solid;border-right-color:#eeeeee;border-right-style:solid;border-bottom-color:#eeeeee;border-bottom-style:solid;border-left-color:#eeeeee;border-left-style:solid;}}@media all and (max-width: 1024px){.kt-accordion-id10391_4b0953-7c .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id10391_4b0953-7c > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{border-top-color:#0e9cd1;border-top-style:solid;border-right-color:#0e9cd1;border-right-style:solid;border-bottom-color:#0e9cd1;border-bottom-style:solid;border-left-color:#0e9cd1;border-left-style:solid;}}@media all and (max-width: 767px){.kt-accordion-id10391_4b0953-7c .kt-accordion-inner-wrap{display:block;}.kt-accordion-id10391_4b0953-7c .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:11px;}.kt-accordion-id10391_4b0953-7c .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;}.kt-accordion-id10391_4b0953-7c > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:0px solid #f2f2f2;border-right:0px solid #f2f2f2;border-bottom-color:#f2f2f2;border-bottom-style:solid;border-left:0px solid #f2f2f2;}.kt-accordion-id10391_4b0953-7c > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id10391_4b0953-7c .kt-blocks-accordion-header:focus-visible{border-top-color:#eeeeee;border-top-style:solid;border-right-color:#eeeeee;border-right-style:solid;border-bottom-color:#eeeeee;border-bottom-style:solid;border-left-color:#eeeeee;border-left-style:solid;}.kt-accordion-id10391_4b0953-7c .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id10391_4b0953-7c > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{border-top-color:#0e9cd1;border-top-style:solid;border-right-color:#0e9cd1;border-right-style:solid;border-bottom-color:#0e9cd1;border-bottom-style:solid;border-left-color:#0e9cd1;border-left-style:solid;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone\"><div class=\"kt-accordion-wrap kt-accordion-id10391_4b0953-7c kt-accordion-has-8-panes kt-active-pane-0 kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-arrow kt-accodion-icon-side-right\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\" data-allow-multiple-open=\"false\" data-start-open=\"none\">\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-8 kt-pane10391_65d06e-47\"><h5 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><br><strong>Wie viele Kreditkarten sollte man auf Reisen mitnehmen?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h5><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading10391_a882e5-6c, .wp-block-kadence-advancedheading.kt-adv-heading10391_a882e5-6c[data-kb-block=\"kb-adv-heading10391_a882e5-6c\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading10391_a882e5-6c mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading10391_a882e5-6c[data-kb-block=\"kb-adv-heading10391_a882e5-6c\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading10391_a882e5-6c img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading10391_a882e5-6c[data-kb-block=\"kb-adv-heading10391_a882e5-6c\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading10391_a882e5-6c wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading10391_a882e5-6c\">Ich reise normalerweise mit mindestens drei Karten:<br><strong>American Express Gold<\/strong> als Hauptkarte<br><strong>awa7 Visa<\/strong> f\u00fcr Bargeldabhebungen und als echte Kreditkarte<br><strong>Revolut<\/strong> als flexible Debitkarte und Alternative, wenn Amex nicht akzeptiert wird<br>Mindestens eine davon bewahre ich getrennt vom Portemonnaie auf. Das ist besonders wichtig, falls eine Karte verloren geht oder gesperrt wird.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-2 kt-pane10391_241a6b-19\"><h5 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong>Welche Kreditkarte nutze ich auf Reisen am liebsten?<\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h5><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"wp-block-paragraph\">Meine erste Wahl ist die <strong>American Express Gold<\/strong>. Ich nutze sie besonders f\u00fcr Flugbuchungen, Hotels und gr\u00f6\u00dfere Reiseausgaben, weil ich Membership-Rewards-Punkte sammle und die zus\u00e4tzlichen Services sowie Versicherungsleistungen der Karte sch\u00e4tze.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Wird American Express nicht akzeptiert, greife ich meist zu <strong>Revolut<\/strong>. Die <strong>awa7 Visa<\/strong> nutze ich vor allem f\u00fcr Bargeldabhebungen und als zus\u00e4tzliche echte Kreditkarte.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-3 kt-pane10391_807eda-94\"><h5 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong>Reicht die American Express Gold als einzige Reisekreditkarte?<\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h5><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"wp-block-paragraph\">F\u00fcr mich nicht. Die <strong>American Express Gold<\/strong> ist zwar meine bevorzugte Karte, wird aber gerade bei kleineren Restaurants, Unterk\u00fcnften und lokalen Anbietern nicht immer akzeptiert.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Deshalb nehme ich zus\u00e4tzlich die <strong>awa7 Visa<\/strong> und <strong>Revolut<\/strong> mit. So habe ich neben American Express auch eine Visa-Kreditkarte und eine Debitkarte zur Verf\u00fcgung.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-4 kt-pane10391_0ff982-80\"><h5 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong>Welche Kreditkarte eignet sich f\u00fcr einen Mietwagen?<\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h5><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"wp-block-paragraph\">ch bezahle Mietwagenbuchungen nach M\u00f6glichkeit mit meiner <strong>American Express Gold<\/strong>, weil ich die damit verbundenen Leistungen und den jeweiligen Versicherungsschutz nutzen m\u00f6chte. Vor jeder Buchung pr\u00fcfe ich allerdings genau, welche Leistungen bei meiner konkreten Karte und Buchung tats\u00e4chlich greifen.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">F\u00fcr die Kaution braucht es h\u00e4ufig eine akzeptierte echte Kreditkarte mit ausreichend verf\u00fcgbarem Kreditrahmen. Bei einem kleineren Mietwagenanbieter in Trinidad wurde meine <strong>awa7 Visa<\/strong> problemlos akzeptiert. Entscheidend bleiben jedoch immer die Bedingungen der jeweiligen Mietwagenstation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ist Revolut eine echte Kreditkarte?<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-5 kt-pane10391_249bb4-7e\"><h5 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong>Ist bei der Amex Gold eine Mietwagenversicherung enthalten?<\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h5><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"wp-block-paragraph\">Das h\u00e4ngt von der konkreten Kartenversion und den Versicherungsbedingungen ab. Die aktuelle Metallkarte bietet einen Kfz-Schutzbrief und verschiedene Mietwagenvorteile. Eine allgemeine Mietwagen-Vollkaskoversicherung ist im aktuellen Kartenvergleich f\u00fcr die Gold Card jedoch nicht ausgewiesen.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-6 kt-pane10391_e53389-0c\"><h5 class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>Kann man mit der Amex Gold Bargeld abheben?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/h5><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p class=\"wp-block-paragraph\">Ja, die Bargeldfunktion kann unter bestimmten Voraussetzungen freigeschaltet werden. Wegen der Abhebegeb\u00fchr von vier Prozent, mindestens f\u00fcnf Euro, nutze ich daf\u00fcr jedoch meine <a href=\"https:\/\/unique-universe.blog\/de\/awa7-kreditkarte-erfahrungen\/\" data-type=\"post\" data-id=\"10445\">awa7 Visa.<\/a><\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column10391_5f9862-d2 > .kt-inside-inner-col,.kadence-column10391_5f9862-d2 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column10391_5f9862-d2 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column10391_5f9862-d2 > .kt-inside-inner-col{flex-direction:column;}.kadence-column10391_5f9862-d2 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column10391_5f9862-d2 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column10391_5f9862-d2{position:relative;}@media all and (max-width: 1024px){.kadence-column10391_5f9862-d2 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column10391_5f9862-d2 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column10391_5f9862-d2\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-image.kb-image10391_8475f7-ea:not(.kb-specificity-added):not(.kb-extra-specificity-added){margin-bottom:0px;}.kb-image10391_8475f7-ea .kb-image-has-overlay:after{opacity:0.3;}@media all and (max-width: 767px){.wp-block-kadence-image.kb-image10391_8475f7-ea:not(.kb-specificity-added):not(.kb-extra-specificity-added){margin-bottom:25px;}.kb-image10391_8475f7-ea img.kb-img, .kb-image10391_8475f7-ea .kb-img img{border-top:8px solid #ffffff;border-right:8px solid #ffffff;border-bottom:8px solid #ffffff;border-left:8px solid #ffffff;}}<\/style>\n<figure class=\"wp-block-kadence-image kb-image10391_8475f7-ea size-large kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-port34\"><img loading=\"lazy\" decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen14-683x1024.webp\" alt=\"\" class=\"kb-img wp-image-10429\" srcset=\"https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen14-683x1024.webp 683w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen14-200x300.webp 200w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen14-768x1152.webp 768w, https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen14.webp 1000w\" sizes=\"auto, (max-width: 683px) 100vw, 683px\" \/><\/div><\/figure>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Meine American Express Gold Erfahrungen: Warum sie meine bevorzugte Reisekreditkarte ist Wenn American Express akzeptiert wird, ist die American Express Gold fast immer meine erste Wahl. Ich buche damit nach M\u00f6glichkeit Fl\u00fcge und Hotels und nutze sie auch f\u00fcr viele andere Ausgaben \u2013 auf Reisen genauso wie im Alltag. Der Grund ist nicht die goldene&#8230;<\/p>\n","protected":false},"author":1,"featured_media":10419,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[386,410],"tags":[],"class_list":["post-10391","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reisetipps","category-geld-auf-reisen"],"taxonomy_info":{"category":[{"value":386,"label":"Reisetipps"},{"value":410,"label":"Geld auf Reisen"}]},"featured_image_src_large":["https:\/\/unique-universe.blog\/wp-content\/uploads\/2026\/07\/Kredit-Karten-zum-Reisen9-768x1024.webp",768,1024,true],"author_info":{"display_name":"admin","author_link":"https:\/\/unique-universe.blog\/de\/author\/staging_admin\/"},"comment_info":0,"category_info":[{"term_id":386,"name":"Reisetipps","slug":"reisetipps","term_group":0,"term_taxonomy_id":386,"taxonomy":"category","description":"","parent":0,"count":20,"filter":"raw","cat_ID":386,"category_count":20,"category_description":"","cat_name":"Reisetipps","category_nicename":"reisetipps","category_parent":0},{"term_id":410,"name":"Geld auf Reisen","slug":"geld-auf-reisen","term_group":0,"term_taxonomy_id":410,"taxonomy":"category","description":"","parent":386,"count":4,"filter":"raw","cat_ID":410,"category_count":4,"category_description":"","cat_name":"Geld auf Reisen","category_nicename":"geld-auf-reisen","category_parent":386}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/unique-universe.blog\/de\/wp-json\/wp\/v2\/posts\/10391","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/unique-universe.blog\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/unique-universe.blog\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/unique-universe.blog\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/unique-universe.blog\/de\/wp-json\/wp\/v2\/comments?post=10391"}],"version-history":[{"count":5,"href":"https:\/\/unique-universe.blog\/de\/wp-json\/wp\/v2\/posts\/10391\/revisions"}],"predecessor-version":[{"id":10544,"href":"https:\/\/unique-universe.blog\/de\/wp-json\/wp\/v2\/posts\/10391\/revisions\/10544"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/unique-universe.blog\/de\/wp-json\/wp\/v2\/media\/10419"}],"wp:attachment":[{"href":"https:\/\/unique-universe.blog\/de\/wp-json\/wp\/v2\/media?parent=10391"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/unique-universe.blog\/de\/wp-json\/wp\/v2\/categories?post=10391"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/unique-universe.blog\/de\/wp-json\/wp\/v2\/tags?post=10391"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}